Advia Financial Blog
Learn about advantages to help you navigate today's financial world.
            Financial Tools & Technology
                        Save Smarter This Pumpkin Spice Season
10/2025
                            Skip the pumpkin spice latte and put your money to work this fall! Learn how small savings can grow with Advia Credit Union’s high-yield accounts, CDs, and smart spending strategies to boost your financial well-being.
                        
                    Community Events & Involvement
                        International Credit Union Day®
10/2025
                            Advia Credit Union proudly celebrates International Credit Union Day® 2025 by honoring our members and highlighting our impact, including $1 million in community support and 4,600+ volunteer hours across Michigan, Illinois, and Wisconsin. As part of a global movement, we remain committed to providing real financial advantages and strengthening the communities we serve.
                        
                    Fraud & Identity Protection
                        Secure Access Codes: What You Need to Know
10/2025
                            Learn how Secure Access Codes (SACs) help protect your accounts with multi-factor authentication and what steps to take if you receive one—especially if you didn’t request it. This article explains how SACs work, why they matter, and how to stay safe from fraud attempts.
                        
                    Financial Assistance & Building Credit
                        Four Financial Tips for College
09/2025
                            Starting college or entering the workforce comes with big financial decisions—from budgeting and borrowing to managing debt and preparing for job uncertainty. Advia Credit Union shares four key money tips to help recent high school graduates build confidence and a strong financial foundation.
                        
                    Financial Assistance & Building Credit
                        Five Facts You Didn’t Know About Credit Unions
08/2025
                            Advia Credit Union has been putting people first for over 90 years—offering member-owned banking, rewarding loyalty, and supporting local communities. From personalized service to real financial perks, these five facts show how credit unions like Advia go beyond traditional banking.
                        
                    Fraud & Identity Protection
                        Fraudsters, Scams, AI – Oh My! Be Careful in 2025
08/2025
                            Scammers are using AI to create more convincing fraud, from fake voices and emails to deepfake videos and job scams. At Advia Credit Union, we’re committed to keeping your finances secure. Visit our Financial Security Hub for tips and report suspicious activity right away.
                        
                    Fraud & Identity Protection
                        Stay Safe Online
06/2025
                            In light of recent events with cybersecurity and large-scale data breaches, your money is safe with Advia Credit Union. We wanted to take a moment to remind you of online best practices.
                        
                    Auto, RV & Boat
                        Drive Off the Lot with Auto Advantage
05/2025
                            The Auto Advantage Program with Advia Credit Union is here to make your car buying or refinancing experience smoother and more accessible. With more approvals and less hassle, Auto Advantage is designed to help you get behind the wheel without jumping through endless hoops.
                        
                    Fraud & Identity Protection
                        Spot the Skimmer: Protect Your Card from Sneaky Scams
05/2025
                            Heads up: there's a card skimming scam happening locally. Here are some tips on how to protect yourself from fraud.
                        
                    Investment & Savings
                        Changing Market Conditions and the Impact on Financial Institutions
04/2025
                            In times of market ups and downs, it’s understandable that members can be unsure about their savings, especially when it comes to safety and soundness.
                        
                    Budgeting & Planning
                        Manage Your Money with These Saving Tips and Tricks
04/2025
                            Managing your money can be a breeze with the right tools and strategies.
                        
                    Financial Tools & Technology
                        Navigating Updates to Social Security – Including New Identification Validation
04/2025
                            There have been several recent updates that may impact Social Security benefits.
                        
                    Investment & Savings
                        Your Funds Remain Safe Under NCUA Protections
02/2025
                            With all the conversations about potential changes in federal agencies, we at Advia Credit Union want to reassure you that your deposits are safe, secure, and fully insured under the National Credit Union Administration (NCUA).
                        
                    Community Events & Involvement
                        February is Black History Month
02/2025
                            To celebrate Black History Month, we would like to take a moment to celebrate and reflect on African-American leaders who have influenced the movement of credit unions.
                        
                    Budgeting & Planning, Financial Tools & Technology, Investment & Savings
                        Balance Transfers Explained: Save Money and Simplify Your Debt
01/2025
                            If high-interest credit card debt feels overwhelming, a balance transfer may be a smart solution for you.
                        
                    Financial Tools & Technology
                        Financial Wellness Tips: Five Ways to Boost Your Savings in 2025
12/2024
                            The New Year is fantastic time for a fresh start — and your finances are no exception!
                        
                    Budgeting & Planning
                        Gifts, Vacation, a New Kitchen – Oh My! Which Loan Option Is Right for Me?
12/2024
                            The holiday season is an exciting time, yet it can also bring financial stress with some pretty costly expenses.
                        
                    Financial Tools & Technology
                        Understanding Credit Card Rewards: Maximizing Your Benefits
11/2024
                            Credit cards aren’t only for convenience —they’re powerful financial tools with the potential to enhance your everyday life through rewards.
                        
                    Fraud & Identity Protection
                        October: Cybersecurity Awareness Month
10/2024
                            Did you know October is Cybersecurity Awareness Month? It’s the perfect time to take a moment and think about how secure your personal information really is online.
                        
                    Budgeting & Planning
                        Pay Yourself First: Three Money-Saving Habits to Start Now
09/2024
                            Paying yourself first could make a big difference in your financial future. Let's dive in and discover how you can prioritize your financial well-being!
                        
                    How to Choose the Right Home Loan
09/2024
                            Imagine you want to buy a house, but you don't have enough money to pay for it all at once. A mortgage is a loan that helps you buy a house when you don't have enough money to pay for it up front.
                        
                    Fraud & Identity Protection
                        Five Remote Job Scams: How to Spot, Avoid
09/2024
                            Imagine this: you're browsing an online job board and stumble upon a fully remote position that seems perfect—flexible hours, great pay, and maybe even minimal effort required.
                        
                    Home Loans & Homeownership
                        Unlocking Your Home’s Value with a HELOC
08/2024
                            Life can be full of unexpected expenses. Whether it's footing the bill for a wedding or handling home repairs like a burst pipe flooding your basement, financial challenges can arise unexpectedly.
                        
                    Community Events & Involvement
                        Explore End-of-Summer Fun Across Midwest
08/2024
                            With the first day of fall arriving on September 22, 2024, there’s still plenty of time to enjoy the summer sun.