- Struggling with Low Credit Scores?
- Tired of High Down Payments and Monthly Rates?
- Think You Can't Get Approved? Here's What You Can Do.
Unlock Your Car Dreams with Auto Advantage
Are you worried about getting approved for an Auto Loan due to past financial struggles or a less-than-perfect credit history? The Auto Advantage Program with Advia Credit Union is here to make your car buying or refinancing experience smoother and more accessible. With more approvals and less hassle, Auto Advantage is designed to help you get behind the wheel without jumping through endless hoops.
Struggling with Low Credit Scores?
Auto Advantage offers a range of features that make it easier for you to secure an Auto Loan, even if your financial history isn't spotless. Here are some key features:
- Unlike many traditional lenders, Auto Advantage considers applicants with lower credit scores, making it easier for you to get approved. You can qualify with a credit score as low as 600.
- Thanks to added flexibility, you can qualify for a loan even if you have existing debts. Whether you're looking to buy a used car or a brand-new vehicle, Auto Advantage has you covered with loans available from $5,000 to $60,000.
- Your loan should fit your financial situation. That’s why we offer a variety of loan options tailored to your unique needs.
Tired of High Down Payments and Monthly Rates?
The benefits of the Auto Advantage Program go beyond just getting approved. Here are some advantages that you'll appreciate:
- Avoid “buy here, pay here” lots as they often come with higher interest rates. With Auto Advantage, you can avoid these and secure better rates through Advia.
- Eliminate or reduce down payment requirements, making it easier to get started without needing a large sum of money upfront.
- If you're already paying off a car loan, Auto Advantage can help you refinance so you can lower your monthly payment.
- Enjoy the flexibility to purchase your vehicle from a variety of sources. Buy from a dealership or private party.
- Get approved for a car up to 11 years old with up to 150,000 miles. This broad range means you have more options when choosing your vehicle.
Think You Won't Get Approved?
The Auto Advantage Program is a great option for those who might think they won't get approved for an Auto Loan. Auto Advantage opens the door for many who have faced challenges in the past. Whether you're looking to buy your first car, upgrade to a newer model, or refinance your current loan, Auto Advantage provides a pathway to achieve your goals.
While the program offers many benefits, rates and approvals are determined based on credit score, history, and vehicle information. Always consult with an Advia Lending Team member for more information and to see how the Auto Advantage Program can work for you. Take the first step towards driving your dream car today with Auto Advantage.
Rates are determined based on credit score, history, and vehicle information. No additional Advantage Plus discounts may be applied to Auto Advantage loans. All promotional offers and rates are subject to change at any time. Other restrictions may apply. Not all members will be approved. Please consult with an Advia lending representative for more information regarding our Auto Advantage program. Advia is an Equal Opportunity Lender.