Across the US, a penny shortage in 2025 is making exact change harder to find. The US Department of Treasury has stopped producing pennies. The result? Banks and credit unions (including Advia) can’t order pennies like they used to. So now's the perfect time to dig into your change jar, couch cushions, or piggy bank!
What’s Really Causing the 2025 Penny Shortage?
Three big reasons pennies are playing hide-and-seek:
- Vendors are limiting or stopping penny orders. Cash-in-transit companies and Federal Reserve suppliers have cut back on penny deliveries in many regions.
- Pennies aren’t circulating. Most coins end up in drawers instead of returning to circulation. Less circulation = empty coin vaults.
- It costs about 3.7 cents to make one penny. With zinc and copper prices up, everyone from retailers to the government are rethinking the penny’s future.
How the Penny Shortage Affects Your Daily Life
You might already be noticing these changes:
- No exact change at checkout or your credit union
- Stores rounding to the nearest nickel (up or down)
- “Sorry, no pennies today” signs popping up nationwide
- Longer wait times for rolled coin orders
Advia Credit Union Makes It Easier to Skip the Coin Drama
Tap, swipe, or insert your Advia Debit or Credit Card and forget the hassle of coins. Perks you’ll love (and vary by card type):
- 35,000+ fee-free ATMs nationwide
- Cash-back rewards & Advantage Plus perks
- Competitive rates + zero annual fees
- Better savings and loan rates when you meet rewards status
Ready to ditch the penny jar? Apply for an Advia Visa® Debit or Credit Card in minutes.
What You Can Do Right Now
- Cash in your penny stash at any Advia branch (we’ll take them!)
- Embrace nickel rounding – it usually evens out
- Switch to card or mobile payments for speed and accuracy
Penny Shortage 2025 FAQ
Q: Is the US getting rid of pennies in 2025?
A: Yes! Production of new pennies has ended, and businesses cannot order more. The good news: retailers, banks, and credit unions will still take payments in pennies.
Q: Why can’t my bank order pennies?
A: Banks get their pennies from the US Federal Reserve's coin network, and they are not taking any more orders.
Q: Will stores round up or down without pennies?
A: Most round to the nearest nickel and many round in the customer’s favor – it varies by store.
Q: Does Advia Credit Union still have pennies?
A: Supplies are limited and vary by branch, but we’re always ready with card-based and digital solutions.
Bottom line: the penny shortage of 2025 is real, but it’s also the perfect excuse to go cashless and level up your finances with Advia. Grab your debit card, cash in those jars, and let’s keep your money moving – minus the copper clutter.
Ready for smoother transactions? Stop by any Advia branch to open an account today.