Your Michigan credit union with 20+ branches across the state.

Advia Credit Union has been serving Michigan communities for over 90 years. From Kalamazoo to Port Huron, plus shared branching access to 5,000+ locations nationwide, you're never far from your money. Our Michigan members enjoy CD rates as high as {{RatePlaceholder}} APY,1 Auto Loan rates as low as {{RatePlaceholder}} APR,2 and Savings Account rates as high as {{RatePlaceholder}} APY.3 As a member-owned, not-for-profit credit union, we return profits to members through higher savings rates, lower loan rates, and fewer fees than most Michigan banks. See why you'll love Advia and join today; it only takes about 10 minutes.

*Rates are accurate as of 06/16/2026. Subject to change at any time.

Van Buren County Advia Branch Locations

What credit union branches and ATMs are available across Michigan?

Advia has 20+ branches across seven Michigan counties — from Kalamazoo to Port Huron. As a member, you also get fee-free access to 5,000+ shared branches and 30,000+ ATMs nationwide through the CO-OP network. You can find the nearest free ATM with our location finder.

How does banking with a Michigan credit union save you money?

Credit unions are not-for-profit, which means the money we earn goes back to members — not shareholders. In practical terms, that shows up in three places:

  • Higher earnings on savings. Advia's savings and CD rates consistently outpace the national bank average. Our Regular CDs currently pay as high as {{RatePlaceholder}} APY versus the 1.35% national average.4
  • Lower borrowing costs. Our auto loan, mortgage, and personal loan rates start lower because we're not building in a profit margin for investors. That can mean hundreds or thousands saved over the life of a loan.
  • Fewer fees. No monthly maintenance fees on checking. No minimum balance requirements on most accounts. Free Digital Banking, free Bill Pay, and free access to 30,000+ ATMs.

Named Forbes Best-In-State Credit Union in Michigan (2024 & 2025).

Trusted by nearly 200,000 members for over 90 years with over $4 billion in assets.

Join Advia Today!

Michigan Credit Union FAQs

Yes. All Advia deposits are insured up to $250,000 per member by the National Credit Union Administration (NCUA), a federal agency. This provides the same level of protection as FDIC insurance at banks.

Most Michigan Advia branches are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Hours may vary by location. Select a branch above for exact hours and drive-through or VTM availability.

Yes. We offer Business Checking, Business Savings, Commercial Loans, and Commercial Account Management for Michigan businesses. Contact us Contact Commercial Lending or visit any branch to speak with a business banking specialist.

A valid government-issued photo ID and a $5 minimum deposit to open a savings account and establish membership. You can also join online from home.

Yes. We offer fixed-rate and adjustable-rate mortgages for home purchases and refinancing, plus home equity loans and lines of credit. View current mortgage options and rates, and connect with a Michigan Mortgage Center specialist.

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Ready to bank with Advia in Michigan?

It takes about 10 minutes to join online, or stop by any of our 20+ Michigan branches.

  1. Annual Percentage Yield of 4.51% to be paid on balances in 7-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.25%. APY is accurate as of 06/16/2026 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 7-Month Promo rate terms to revert to non-promo 6-Month terms upon maturity. $500 minimum balance. See adviacu.org/APlus for qualifications.
  2. Annual Percentage Rate – subject to market rate adjustments (see online rate sheet for details and search by zip code). Estimated monthly payment for $10,000 new vehicle loan for 42 months at 4.99% APR is $259.97. Cannot be combined with any other discounts. All rates and offers subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. The Advantage Plus Personal Loan rate reduction will not apply beyond floor rate. All loans subject to approval.
  3. APY of 3.25% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 0.05%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. See adviacu.org/APlus for qualifications.
  4. Source: S&P Capital IQ Pro; SNL Financial Data. Calculations: FDIC. Savings and interest checking account rates are based on the $2,500 product tier, while money market and certificate of deposit rates represent an average of the $10,000 and $100,000 product tiers. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data (on-tenor maturities).

All offers and rates subject to change at any time. Restrictions apply. All loans subject to approval.