Apply for a Low-Rate Auto Loan with Fast Approval
Refinance or purchase your next vehicle with confidence. Advia offers low-rate Auto Loans as low as 5.49% APR* with flexible terms and quick online approvals. Whether you’re buying new, used, or refinancing, we make it easy to get on the road. Enjoy trusted service across Michigan, Illinois, and Wisconsin.
Car shopping made simple with AutoSMART.
Find your perfect car, truck, or SUV using our AutoSMART tool. Browse thousands of vehicles from local dealers, compare prices, and apply for your low-rate Advia auto loan — all in one place.
More approvals, with less hassle — even for challenging credit scores.
With our Auto Advantage program, we review each application individually and consider all credit backgrounds. Even if you’ve faced financial challenges in the past, we’ll work with you to help you drive away with confidence.
Make the most of your great Low-Rate Auto Loan.
Delivering peace of mind is important to us. Take advantage of our protection options to keep your vehicle and finances secure:
Mechanical Breakdown Protection
Powered by Route 66, it helps cover most repair costs which may not be covered by an extended warranty.3
Guaranteed Asset Protection
Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.
Debt Protection Options
Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help safeguard your finances.
Estimate your monthly auto loan payment.
Use our auto loan calculator to estimate your monthly payment. Enter your loan amount, term, and rate for a quick estimate.
Note: The calculator provides estimates only. Actual terms may vary based on your credit and other factors. All loans subject to approval.
Have questions about getting a Low-Rate Auto Loan?
We’re here to help!
*Annual Percentage Rate – subject to market rate adjustments (see online rate sheet for details and search by zip code). Estimated monthly payment for $10,000 new vehicle loan for 42 months at 5.49% APR is $262.23. Cannot be combined with any other discounts. All rates and offers subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. The Advantage Plus Personal Loan rate reduction will not apply beyond floor rate. All loans subject to approval.
- Interest begins to accrue at the time of disbursement.
- Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate (APR) on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. Eligibility of select discounts on loans may vary based on origin of loan. The current terms of the loan agreement established by a third-party platform must remain in effect for one (1) year. Combined discounts may not go below floor rate.
- Mechanical Breakdown Protection, powered by Route 66, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply.
Other restrictions may apply. All promotional offers and rates are subject to change at any time. All loans subject to credit approval.