Mechanical Breakdown Protection (MBP)

Protect your vehicle from costly repairs with Mechanical Breakdown Protection (MBP) powered by Route 66. MBP is an optional car repair coverage plan that helps pay for repairs not caused by a collision or other damage covered by your standard auto insurance.

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Why choose Mechanical Breakdown Protection?

MBP covers major repairs at any ASE-certified shop and often offers broader protection than a manufacturer’s warranty — even after your original warranty expires.1

  • Pay nothing out of pocket for covered repairs — Route 66 pays the ASE-certified mechanic directly.
  • Add MBP at loan closing or after your loan is active.2
  • If your vehicle is totaled, receive a full refund of your plan cost.3
  • Includes 24/7 roadside assistance, rental car allowance, trip interruption, and more.

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What does Mechanical Breakdown Protection cover?

MBP helps cover unexpected repairs to your vehicle’s essential systems, including:

  • Engine
  • Transmission
  • Drive axle
  • Electrical system
  • Air conditioning and heating
  • Steering and suspension

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The added benefits of Mechanical Breakdown Protection.

ZERO-Auto

24/7 Roadside Assistance

Includes towing, flat tire help, fuel delivery, jumpstarts, lockout service, and minor adjustments.

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Rental Car Allowance

If your car is in the shop for over 4 hours, MBP helps cover rental costs.

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Trip Interruption

If you’re over 100 miles from home and your car needs overnight repairs, MBP reimburses up to $125 per night (up to 3 nights) for hotel and meals.

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Battery Coverage

Available on select plans — ask us for details.

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Nationwide Coverage

Use any ASE-certified repair shop in the U.S. or Canada.

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Transferable

You can transfer your MBP plan to a private buyer if you sell your vehicle (transfer fee applies).

Ready to add Mechanical Breakdown Protection? Give us a call or schedule an appointment at your local branch to get started.

What’s not covered by MBP?

MBP does not cover maintenance or wear-and-tear items, such as:

  • Tires, wheels, and struts
  • Exhaust systems
  • Brake pads, shoes, rotors, drums
  • Belts and hoses
  • Filters, fluids, lubricants
  • Clutch and pressure plate

These exclusions are standard in the industry and similar to what you’ll find with most mechanical breakdown insurance and extended warranty plans.

How to make an MBP claim.

Making a claim is simple:

  1. Before any repairs, contact the Route 66 Claims Department at 800.808.0828 or email claims@route66warranty.com.
  2. You or your repair shop can initiate the claim.
  3. Route 66 will coordinate directly with the ASE-certified mechanic and pay them for covered repairs.
Find an ASE Certified Shop

Mechanical Breakdown Protection FAQs.

Absolutely, you can transfer the vehicle service contract to another private purchaser of your vehicle. Vehicles with service contracts typically offer much higher resale values because the buyer knows they are not going to get hit with huge repair costs.

If your insurance company has deemed your vehicle a total loss as the result of an accident, Route 66 will refund the entire premium back to them or the financial institution on your behalf if you have purchased the Total Loss Refund option. Some restrictions apply. Contact Route 66 for eligibility information at 800.808.0828 or claims@route66warranty.com.

Our contract contains full details on our refund provisions. You have 30 days after purchase to obtain a full refund. After that, you are entitled to a pro-rated refund of the unused portion of your contract. Unlike some companies, we do not pro-rate your refund from the in-service date of your vehicle.

You may cancel the agreement by submitting a written request to Route 66, mailed to PO Box 1075, Mountain Home, AR 72654 or emailed to cancels@route66warranty.com. Include agreement number, reason for cancellation, and a notarized statement indicating mileage of the vehicle at the time of cancellation.

Plans vary depending on the vehicle year and mileage. Please chat with a live agent, give us a call at 844.238.4228, or visit any Advia branch location to get a quote on your vehicle.

No, regular auto insurance does not cover breakdowns or maintenance.

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Not sure if MBP is right for you? We’re here to help.

Protect your vehicle — and your wallet — from the unexpected with MBP. Optimize your peace of mind. Choose Mechanical Breakdown Protection for reliable, nationwide coverage when you need it most.

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  1. Not available on Lease Loans.
  2. Mechanical Breakdown Protection, powered by Route 66, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply.
  3. Must purchase Total Loss Refund option.