Personal Loans & Lines
Make amazing things happen. Get the cash you need quickly and easily to finance home repairs, a family vacation, invest in education, or consolidate debt.
Find the personal loan or line of credit that works for you.
Signature Loan
Flexible terms and fixed rates make our Signature Loan an easy choice.
As low as
8.90%
APR1
- Flexible payment terms
- 90 days payment free2
- Up to 1% APR discount with Advantage Plus Rewards3
Advanced Line of Credit
Enjoy easy access to a higher line of credit with low variable rate.
You Pay
Zero
Application Fees
- Available access of $500 to $30,000
- Variable interest rate4
- Manage within Digital Banking
Credit Builder Loan
Improve your credit score while building a savings with this low fixed rate loan.
Share/Certificate Loan
Lock in a lower rate by securing your loan with your Savings.
Not sure which personal loan option works best for you?
- Annual Percentage Rate of as low as 8.90% for thirty (30) months is for new Advia loans and loans transferred from outside institutions into a $2,500 or more Signature Loan. Offer applies to loan applications taken between October 1 and December 31, 2025. No more than 50% of aggregate refinanced loan amount may be currently held with Advia.
- Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. Must be 18 or older to apply.
- Variable rate product and Annual Percentage Rate may change quarterly based on the value of an index of Prime Rate as stated in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. APR is equal to: as low as Prime +3.75%.
- 12–60-month term based on the CD term. Fixed Annual Percentage Rate. No downpayment required. Estimated monthly payment for $10,000 loan for 48 months at 4.00% APR is $225.81. Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate. A full payment is due monthly; cannot come from a Savings Pledge.
All offers and rates are subject to change at any time. Rate and terms may vary based on creditworthiness of borrower. All loans subject to approval. Floor rates and restrictions apply.