Low-Rate Signature Loan
Advia’s Signature Loan offers flexible, affordable financing with no collateral required, making it easy to cover major expenses, consolidate high‑interest debt, or plan your next big moment with confidence.
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What's a Signature Loan?
A Signature Loan is an unsecured personal loan that lets you borrow funds at a low fixed rate, with predictable monthly payments. It’s a simple, straightforward way to accomplish your goals without using collateral. Here’s what it offers:
- 90 days payment free at the start of your loan¹
- Save up to 1% APR with Advantage Plus Rewards²
- Optional Debt Protection for added peace of mind
- Example: If you borrow a set amount over your chosen term, you’ll make consistent monthly payments that fit your budget and allow you to manage your finances with ease.
Why get a Signature Loan?
A Signature Loan gives you the flexibility to take on major expenses or simplify your financial life with a strong set of borrower‑friendly features. It’s designed to help you move forward affordably and confidently. Here’s why it may be a great fit:
- Make big purchases or cover unexpected expenses
- Consolidate high‑interest debt into one manageable payment
- Choose flexible repayment terms that match your goals
Current Signature Loan Rates
Advia offers competitive rates to help keep your borrowing affordable.
Signature Loan APR (as low as):
12.50%
Rates and terms may vary based on creditworthiness of the borrower. All loans are subject to approval. Floor rates and restrictions may apply.
How a Signature Loan works.
Easy‑to‑understand steps to access fast, affordable, unsecured financing.
Apply online quickly and securely.
Select a repayment schedule that matches your budget.
Once approved, your loan is disbursed. Interest begins to accrue immediately.¹
Pay off your loan with consistent fixed payments with no collateral required.
Estimate your personal Signature Loan payment.
The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.
Ready to consolidate your high‑interest debt?
Apply now to consolidate high‑interest debt with a low‑rate Signature Loan and lower your monthly payments.
Frequently Asked Questions
A Signature Loan can be used for a wide range of needs, including consolidating high‑interest debt, covering unexpected expenses, making major purchases, or funding travel and life events.
No. A Signature Loan is an unsecured loan, which means no collateral is required—approval is based on your creditworthiness.
With the 90 days payment‑free option, your first loan payment is deferred, giving you extra time before payments begin. Interest still accrues during this period.
Still have questions about a personal Signature Loan?
All loans subject to approval. Rates and terms may vary based on creditworthiness of borrower.
- Interest begins to accrue at the time of disbursement.
- Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
*Annual Percentage Rate