Balance transfers as low as 0% Promo APR for 12 months - ending soon.¹
Unlock big savings when you transfer credit card balances to your Advia Visa® Platinum Credit Card. High-interest credit cards or personal loans weighing you down? Worry less with a low-rate credit card balance transfer.
Huge savings are a total game-changer with our high-yield CD.
Don't pass up on this offer! Earn 4.51% APY with our new 14-Month Promo CD with Advantage Plus Rewards (4.25% APY otherwise).2 Invest today, enjoy tomorrow with guaranteed returns.
Make big moves and save up to 1% on your mortgage rate - ending soon.3
Enjoy a 1% discount on a 15-year Fixed-Rate Home Mortgage when you set up direct deposit with Advia.3 Prefer a longer term? Get a 0.50% discount on a 30-year Fixed-Rate Home Mortgage with direct deposit.4 Don't miss out — this exclusive offer ends March 31, 2025.
Stress less and save up to 10% with TurboTax.5
With tax season upon us, we are here to ensure you make the most out of your refund! Advia members can now enjoy exclusive savings of up to 10% on TurboTax services.5 File with confidence — whether you prefer to have an expert handle it or file on your own.
Never miss a beat with our Enhanced Push Notifications.
Simply log into the Digital Banking app and select Security & Settings from the menu to opt into Enhanced Push Notifications; you'll be notified with important account information, service updates, money-saving offers, and more.
Greater savings made simple with Ultimate Savings.
Earn ultimate returns with no extra steps. Get 3% Promo APY for 10 statement cycles when you open a new Ultimate Savings account.6 Enjoy unlimited withdrawals and deposits with interest paid monthly. Save a little today, earn a lot tomorrow.
Visa® Move, Play, Win $3K Giveaway - ending soon.7
Keep crushing your fitness and wellness goals! When you make an eligible purchase with your Advia Visa® Credit or Debit Card at recreational sports clubs, gyms, spas, or wellness centers, you’ll be automatically entered for a chance to win $3,000.7 See Official Rules for complete details, retailer restrictions, and how to enter without making a purchase. Get moving — this giveaway ends March 31, 2025.
Move money seamlessly.
Advia now offers real-time integration with apps like Venmo and PayPal, allowing you to transfer funds to your Advia account in seconds. You can also send money to friends and family with Person-to-Person (P2P) in Digital Banking. Sending funds to another member? Try out our Member-to-Member transfer feature. Making transfers and moving funds has never been easier.
- Promotional Annual Percentage Rate on balance transfers for the Advia Platinum Advantage Points and Fixed Rate made during the first 12 billing cycles after date of transfer during promotional period 1/1/25 - 3/31/25. Promotional offer does not extend to Business Visa Platinum Credit Card. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Following the promotional balance transfer period of 12 months, the standard non-promotional APR will apply beginning the first day of new billing cycle. The non-promo APR for the Platinum Advantage Points and the Platinum Fixed Rate, is as low as 15.00% and 8.90% respectively. Failure to make the minimum periodic payment within 60 days from the due date during any card promotion, the non-promotional APR in effect on that account will be applied to the remaining promotional balance. If account is delinquent or over-limit at time of transfer, the promotional rate will not apply. Loans held with Advia are ineligible for this promotion. Rates as of 1/1/2025.
- Annual Percentage Yield of 4.51% to be paid on balances in 14-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.25%. APY is accurate as of 01/22/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 14-Month promo rate terms to revert to non-promo 12-Month terms upon maturity. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
- Offer for 1.00% rate discount is available on 15-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions when combined with Special Offer (*) below. Offer available for applications taken by 3/31/2025, and subject to change or end at any time. Mortgage amount must be between $40,000 and $803,500 to be eligible. Mortgage rates current as of 1/28/2025 and assumes a 15-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 85% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.75% and an APR of 6.974% has a payment of $1,991.05 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center and excludes all other mortgage products.
- Offer for 0.50% rate discount is available on 30-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions when combined with Special Offer (*) below. Offer available for applications taken by 3/31/2025, and subject to change or end at any time. Mortgage amount must be between $40,000 and $803,500 to be eligible. Mortgage rates current as of 1/28/2025 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 85% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.75% and an APR of 6.9% has a payment of $1,459.35 with 0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center and excludes all other mortgage products. * Special offer for 0.25% rate discount requires monthly direct deposit of at least $400 to an account maintained at Advia Credit Union. Offer available for applications taken by 3/31/2025, and subject to change or end at any time. Rates: https://mortgagecenter.com/advia/rates/purchase . Advia CU membership required. Not combinable with other offers. No cash value. Non-transferable. Subject to credit and mortgage approval.
- Discount applies to TurboTax federal products only (no state products). Offer cannot be combined with any other TurboTax offers. Actual prices are determined at the time of print or e-file and are subject to change without notice. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Offer not valid for Intuit TurboTax Verified Pros.
- Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first ten statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $500 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$499=0.00% APY, $500-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. Annual Percentage Yield is accurate as of March 1, 2025, and subject to change at any time. Dividends will begin to accrue on the business day you place noncash items to your account. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
- TWO WAYS TO ENTER: Purchase Entry Method: An Advia CU member, who is the primary cardholder on their account, will receive one (1) automatic Sweepstakes entry, up to a maximum of three (3) entries each week, when they make an eligible purchase at any of the following merchant category codes: 7297 - Massage Parlors, 7298 - Health and Beauty Spas, 7992 - Public Golf Courses, 7997 - Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses, 7999 - Recreation Services (Not Elsewhere Classified) with a valid Advia Credit Union Visa® Debit Card or Visa® Advantage Points, Fixed Rate, or Variable Rate Credit Card during the Sweepstakes Entry Period of January 1 - March 31, 2025. Qualifying purchases will be limited to three (3) per week*. Entries received in excess of the allowable limit noted above will be void. Entries from unauthorized card use or purchases made on cards that are lost, stolen, or fraudulent credit or debit cards are void. No Purchase Entry Method: No purchase, payment, obligation, or card usage of any kind, necessary to enter or win. Limit of three (3) mail-in entries per person per week. Non-purchase entries and purchase entries have an equal chance of winning. Sweepstakes entries are limited to no more than a combination of three (3) per week regardless of entry method used throughout the Sweepstakes Entry Period. Prize awarded as one-time (1) deposit into Advia Credit Union Share Savings Account. Ends March 31, 2025. Void outside of IL, MI & WI. Open to Advia Credit Union members in good standing who are legal residents of IL, MI & WI who are 18+ as of January 1, 2025. Void where prohibited. See Official Rules for complete details, retailer restrictions, and how to enter without making a purchase.
Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval. Equal Opportunity Lender. Federally Insured by NCUA.
