Ultimate Savings Account

When you open this high interest savings account, you can earn 2.75% Promo APY for 5 statement cycles.1 After that, earn tiered rates up to 1% APY.1 Maximize your savings with an Ultimate Savings account.

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Ultimate Savings features you'll use:

  • 2.75% Promo APY for 5 statement cycles1
  • No extra qualifications
  • Unlimited withdrawals and deposits
  • Uncapped earnings
  • Interest paid monthly

Ultimate Savings benefits you'll love:

  • Low risk with funds Federally Insured by NCUA
  • Get 24/7 access to your funds
  • No monthly fees
  • No minimum opening balance

Compare current Ultimate Savings account rates.

Account Type Promo Period APY* APY*
Ultimate Savings ($250,000 and above) 2.75% 1.00%
Ultimate Savings ($100,000 – $249,999) 2.75% 0.70%
Ultimate Savings ($500 – $99,999) 2.75% 0.35%
Ultimate Savings ($0 - $499) 2.75% 0.00%

Fund your Ultimate Savings with a larger deposit.

View our wire instructions for an easy, fast, and secure way to move money.

Wire Instructions

What will your Ultimate Savings account balance be worth?

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  1. Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first five statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $500 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$499=0.00% APY, $500-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. Annual Percentage Yield is accurate as of October 1, 2025. All offers and rates are subject to change at any time. Restrictions apply.