You can earn our highest CD rate with an 11-Month Promo Certificate of Deposit.

Take full advantage of 4.51% APY CD interest with Advantage Plus Rewards.1

Speed up your savings!

Our 11-Month Promo CD is a great way to earn fast returns with a guaranteed rate. Earn 4.51% APY with Advantage Plus Rewards (4.25% APY otherwise).1 Maximize your money while enjoying peace of mind.

Open an 11-Month CD Find a Branch

What are the advantages of opening a CD?

High Yields

CDs offer higher interest rates than traditional savings accounts. Save for a vacation, new car, or future security.

Reliable Investment

CDs offer a set rate, which will not change even in a volatile market.

Safety Net

CDs are federally insured by the NCUA ($250,000 per depositor) and offer a safe way to earn a great return on your investment.

Looking for other CD terms and rates?  Find CD rates near me.

Double your earnings.2

Advia Credit Union
11-Month Promo CD
4.51%
APY with Advantage Plus Rewards1

National Average
12-Month CD
1.80%
APY2

Want to enjoy easy access to your money?

Earn 3.50% APY on a High Yield Savings account with Advantage Plus Rewards. Plus, get unlimited withdrawals and deposits!

Learn More

Open your new CD today to earn high-speed savings!

Even if you’re not a member yet, we’ll help you open an account with your new CD.

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Current Members

You can open your new CD a few different ways:

Digital Banking

Click Add a New Account from the Menu

By Phone

Give us a call at
844-238-4228

In Person

Visit your local
branch

Transfer Funds to Open Your CD

External Transfers, Wire Transfers, Remote Deposit, and more! 

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Not a member yet?

Our team will make opening your new account and CD easy so you can start earning big returns. Stop by your local branch at any time to get started or explore other ways to open your account below. Need to deposit more than the online limit? Give us a call or stop by!

By Phone

Give us a call at
844-238-4228, ext. 3610

Open Online

Fund your new CD while opening your account.

Make an Appointment

Fund your new CD and
open your membership.
  1. Annual Percentage Yield of 4.51% to be paid on balances in 11-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.25%. APY is accurate as of 04/08/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 11-Month promo rate terms to revert to non-promo 12-Month terms upon maturity. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards for qualifications.
  2. Source: S&P Capital IQ Pro; SNL Financial Data. Calculations: FDIC. Savings and interest checking account rates are based on the $2,500 product tier, while money market and certificate of deposit rates represent an average of the $10,000 and $100,000 product tiers. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data (on-tenor maturities). National average is accurate as of March 17, 2025. National Average 12-Month CD APY: https://www.fdic.gov/national-rates-and-rate-caps