Earn our highest interest rate with a 21-Month Promo CD.

Annual Percentage Yield (APY) is accurate as of 06/17/2025

1. Annual Percentage Yield of 4.26% to be paid on balances in 21-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.00%. APY is accurate as of 06/17/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 21-Month promo rate terms to revert to non-promo 24-Month terms upon maturity. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
2. Annual Percentage Yield of 4.00% to be paid on balances in 7-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 3.75%. APY is accurate as of 06/17/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 7-Month promo rate terms to revert to non-promo 6-Month terms upon maturity. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
3. Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details.
4. Source: S&P Capital IQ Pro; SNL Financial Data. Calculations: FDIC. Savings and interest checking account rates are based on the $2,500 product tier, while money market and certificate of deposit rates represent an average of the $10,000 and $100,000 product tiers. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data (on-tenor maturities).
5. New member account to be opened with New Member Code NM1000 or by gaining membership through an indirect loan (at auto/RV dealership); offer not valid for current or previous members. New Loan must be funded and/or must qualify for Advantage Plus Rewards on Checking within 90 days of membership; Mortgage must close within 120 days. $500 deposited into Share Savings for funded & disbursed mortgage of $125K or more. $250 deposited in Share Savings for Advantage Plus Rewards qualification; see Advantage Plus Rewards page. $250 deposited into Share Savings for funded & disbursed Home Equity Line of Credit, personal term Auto, RV type, or Signature loan of $10K or more. If a new account is opened via an indirect relationship (at an auto/RV dealership), the initial indirect loan obtained to open an account does not qualify for this incentive, to earn the $250, it must be for an additional loan. Incentive(s) paid within 45 days following month-end reporting showing qualification(s) have been met. Full account relationship must be in good standing at the time of incentive payout to qualify; if the account is closed within six (6) months of incentive payout, funds equal to incentive(s) paid may be withheld prior to account closing; incentives will be reported to the Internal Revenue Service. All loans and offers are subject to credit approval and are subject to change at any time.
6. Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first ten statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $500 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$499=0.00% APY, $500-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. Annual Percentage Yield is accurate as of March 1, 2025, and subject to change at any time. Dividends will begin to accrue on the business day you place noncash items to your account. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
7. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
8. Annual Percentage Yield (APY) is accurate as of 03/01/2025. Dividends will be compounded and credited monthly based on daily average balance. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. Limited one per primary member. Not available for Business Accounts. Members are responsible for determining their qualifications for an HSA. Coverage type, self-only or family coverage, is determined by the member's health insurance plan. Members should consult with their insurance provider and qualified tax advisor with eligibility questions.

All offers and rates subject to change at any time. All loans subject to approval.