Credit Union Savings Account Rates
Annual Percentage Yield (APY) is accurate as of 08/01/2026.
Regular Savings Account Rates
| Account Type | APY* |
|---|---|
| Regular Savings (Primary Share) | 0.05% |
* Annual Percentage Yield
Advantage Plus High Yield Savings Rates
| Account Type | APY* | Advantage Plus Rewards APY** |
|---|---|---|
| Advantage Plus High Yield Savings ($10,000 and above)** | 0.05% | 3.50% |
* Annual Percentage Yield
**APY of 3.50% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 0.05%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. See adviacu.org/APlus for qualifications.
Ultimate Savings Rates
| Account Type | Promo Period APY** | APY* |
|---|---|---|
| Ultimate Savings ($250,000 and above) | 2.50% | 1.00% |
| Ultimate Savings ($100,000 – $249,999) | 2.50% | 0.70% |
| Ultimate Savings ($1,000 – $99,999) | 2.50% | 0.35% |
| Ultimate Savings ($0 - $999) | 2.50% | 0.00% |
* Annual Percentage Yield
**Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first five monthly statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $1,000 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$999=0.00% APY, $1,000-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. See our Service Charges for minimum balance fee. Annual Percentage Yield is accurate as of February 1, 2026. All offers and rates are subject to change at any time. Restrictions apply.
Health Savings Account (HSA) Rates
| Account Type | APY* |
|---|---|
| Health Savings Account (HSA) | 2.00% |
* Annual Percentage Yield
Holiday Club Savings Rates
| Account Type | APY* |
|---|---|
| Holiday Club Savings | 0.20% |
* Annual Percentage Yield
Secondary Savings Rates
| Account Type | APY* |
|---|---|
| Secondary Savings Account | 0.05% |
* Annual Percentage Yield
Money Market Savings Rates
| Account Type | APY* |
|---|---|
| Money Market Savings ($75,000 and above)** | 0.60% |
| Money Market Savings ($25,000 - $74,999)** | 0.50% |
| Money Market Savings ($1,000 - $24,999)** | 0.40% |
* Annual Percentage Yield.
**A minimum $1,000 daily balance is required to earn dividends. The following tiered rates will apply: $1,000-$24,999 = 0.40% APY; $25,000-$74,999 = 0.50% APY; $75,000+ = 0.60% APY. See our Service Charges for minimum balance fee.
UTMA Savings Rates
| Account Type | APY* |
|---|---|
| UTMA (Uniform Transfer to Minors Act) | 0.15% |
* Annual Percentage Yield.
Have questions about our savings account rates? We're here to help.
Annual Percentage Yield (APY) is accurate as of 08/01/2026.
* Annual Percentage Yield.
** APY of 3.50% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 0.05%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. See adviacu.org/APlus for qualifications.
*** A minimum $1,000 daily balance is required to earn dividends. The following tiered rates will apply: $1,000-$24,999 = 0.40% APY; $25,000-$74,999 = 0.50% APY; $75,000+ = 0.60% APY. See our Service Charges for minimum balance fee.
All offers and rates are subject to change at any time. Restrictions apply.