Health Savings Account

Cover health expenses and enjoy tax benefits with our Health Savings Account. Earn 2.00% APY with no minimum balance requirement and take advantage of tax-deductible contributions.1 Manage your account online and access your funds with a free HSA debit card.

Not a member? Join Advia today to unlock all the financial advantages of banking with Advia.

Health Savings features you'll use:

  • Earn 2.00% APY¹
  • No minimum balance
  • Free Health Savings Account (HSA) Debit Card
  • Interest paid monthly¹

Health Savings benefits you'll love:

  • Funds in your HSA account don't expire
  • Access to over 35,000+ fee-free ATMs
  • Online Account Management
  • Simple and secure Card Management

Tax benefits that help you save more.

A Health Savings Account (HSA) offers several valuable tax advantages. Your contributions are tax-deductible, which can lower your taxable income. The money in your account grows tax-deferred, meaning you won’t pay taxes on the interest your earn. And when you use your HSA funds for qualified medical expenses, those withdrawals are tax-free, even for expenses from prior years, as long as your HSA was already established.

Check with the IRS

See if you qualify and for your contribution levels. Coverage type (self-only or family) is based on your health insurance plan. Consult your provider and a qualified tax advisor for eligibility.

What will your Health Savings Account balance be worth?

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Still have questions about opening a Health Savings Account?

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  1. Annual Percentage Yield (APY) is accurate as of 03/01/2025. Dividends will be compounded and credited monthly based on daily average balance. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. Limited one per primary member. Not available for Business Accounts. Members are responsible for determining their qualifications for an HSA. Coverage type, self-only or family coverage, is determined by the member's health insurance plan. Members should consult with their insurance provider and qualified tax advisor with eligibility questions.