Credit Union Savings Account Rates

Regular Savings Account Rates

* Annual Percentage Yield

Advantage Plus High Yield Savings Rates

* Annual Percentage Yield
**APY of 3.50% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 0.05%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. See adviacu.org/APlus for qualifications.

Ultimate Savings Rates

* Annual Percentage Yield
**Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first five monthly statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $1,000 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$999=0.00% APY, $1,000-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. See our Service Charges for minimum balance fee. Annual Percentage Yield is accurate as of September 15, 2026. All offers and rates are subject to change at any time. Restrictions apply.

Health Savings Account (HSA) Rates

* Annual Percentage Yield (APY) is accurate as of March 1, 2025. Dividends will be compounded and credited monthly based on daily average balance. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. Limited one per primary member. Not available for Business Accounts. Members are responsible for determining their qualifications for an HSA. Coverage type, self-only or family coverage, is determined by the member's health insurance plan. Members should consult with their insurance provider and qualified tax advisor with eligibility questions.

Holiday Club Savings Rates

* Dividends will be compounded and credited annually. For example, the beginning date of the first dividend period of the calendar year is November 1, and the ending date of such a dividend period is October 31. The dividend declaration date is the last day of the dividend period and for the example above is October 31. The balance of Holiday Club is transferred automatically to the designated Checking Or Savings Account on November 1. If an account is closed before dividends are credited, accrued dividends will not be paid. Subject to withdrawal fee if balance is withdrawn before November 1.

Secondary Savings Rates

* Dividends will be compounded and credited quarterly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is March 31. If an account is closed before dividends are credited, accrued dividends will not be paid. A minimum average daily balance of $500 is required to earn dividends in the Secondary Savings Account.

Money Market Savings Rates

* Annual Percentage Yield.
**A minimum $1,000 daily balance is required to earn dividends. The following tiered rates will apply: $1,000-$24,999 = 0.40% APY; $25,000-$74,999 = 0.50% APY; $75,000+ = 0.60% APY. See our Service Charges for minimum balance fee.

UTMA Savings Rates

* Annual Percentage Yield; subject to change. Dividends will be compounded and credited quarterly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is March 31. If an account is closed before dividends are credited, accrued dividends will not be paid. A minimum average daily balance of $5.00 is required to earn dividends in the UTMA account.