Savings account types for every goal.

Build a strong financial foundation with Advia Credit Union. We offer different types of savings accounts. Everything from High Yield Savings and Money Market Savings to Holiday Club, HSAs, and more. Whether you're growing an emergency fund or saving for a child's future, your savings benefits start here.

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Explore all our credit union savings account options.

Regular (Primary) Savings

Our most straightforward savings account. Regular Savings is perfect for any long- or short-term goals. Enjoy quarterly dividends and easy access to your money.

Earn up to

0.05% APY1

  • $5 minimum balance
  • Pays dividends quarterly on balances of $500+
  • Optional overdraft for Checking

Advantage Plus High Yield Savings

Elevate your savings to another level. Earn big returns when you meet Advantage Plus Rewards status.

Earn up to

3.00% APY2
with Advantage Plus Rewards

  • $10,000 minimum balance to earn dividends
  • Interest paid monthly
  • Unlimited withdrawals and deposits

Ultimate Savings

Open an Ultimate Savings account and upgrade your investment today. Ultimate Savings for ultimate returns!

Earn up to

2.50%
Promo APY3

  • Available for personal and commercial accounts
  • Interest paid monthly
  • 24/7 access within Digital Banking

Health Savings Account (HSA)

A tax-free savings account for your health. Save toward future medical expenses tax-free with a Health Savings Account (HSA). Enjoy the peace of mind that comes with it.

Earn up to

2.00% APY1

  • No minimum balance
  • Competitive interest rates
  • Free HSA Debit Card

Holiday Club Savings

Our Holiday Club Savings account works like a holiday savings account. It helps you save year-round for those once-a-year expenses, just like a Christmas club savings account built for you.

Earn up to

0.20% APY1

  • No minimum balance
  • Higher interest rate
  • No monthly fee

Secondary Savings

Open a Secondary Savings account and organize your money by goal. With multiple savings accounts, you can save for vacations, emergencies, and more.

Earn up to

0.05% APY1

  • Earn interest quarterly on balances of $500+1
  • 24/7 access within Digital Banking
  • No minimum balance

Money Market Savings

Get more from your money with a Money Market Savings account. Earn progressive rates that grow as your balance does.

Earn up to

0.60% APY4

  • $1,000 minimum balance to earn dividends
  • Interest paid monthly
  • Progressive rates

UTMA Savings

Our UTMA Savings account is a Uniform Transfer to Minors Act account. It lets you save for a minor's education while earning a great rate. It's an easy way to invest in a child's future.

Earn up to

0.60% APY4

  • Earns quarterly dividends on balances of $5.00 or more1
  • Save for education expenses
  • No limit to number or amount of financial contributions2

Non-Interest Savings

We'll help you save for the future without earning interest.

You Get

24/7
Access

  • No minimum balance
  • No interest earned on your balance
  • 24/7 access within Digital Banking

Estimate the impact of saving more.

Looking to save more money for your rainy day fund?

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Fees may reduce earnings on account. See Disclosures page to review service charges that may apply.

  1. Annual Percentage Yield.
  2. APY of 3.00% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 0.05%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
  3. Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first five statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $1,000 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$999=0.00% APY, $1,000-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. See our Service Charges for minimum balance fee.
  4. A minimum $1,000 daily balance is required to earn dividends. The following tiered rates will apply: $1,000-$24,999 = 0.40% APY; $25,000-$74,999 = 0.50% APY; $75,000+ = 0.60% APY.

Annual Percentage Yield (APY) is accurate as of 02/01/2026. All offers and rates subject to change at anytime. Restrictions apply.