Community Newsletter
Welcome to our February 2026 Community Newsletter, celebrating our commitment to the neighborhoods we serve. Check back every month for highlights, content, and events throughout the community.
Watch your plans bloom with a Home Equity Line of Credit (HELOC)
Act now to secure a low-rate HELOC that’s perfect for renovations, landscaping projects, or major purchases. Get a HELOC as low as 4.70% intro APR for 12 months with Advantage Plus Rewards (4.95% intro APR otherwise). Plus, low to no closing costs and no annual fee.1
Apply Today for a Youth or Aviation Scholarship
Our annual scholarships are open January 12–March 15, 2026. This program awards thirty-four scholarships totaling $34,000 to graduating seniors and two $5,000 Cheryl A. DeBoer Soar Higher Awards for students attending Western Michigan University College of Aviation. Applicants must be Advia members by March 15, 2026.
Advia named one of the Fast-Growing Companies Building Their Teams in 2026 by The Muse
Hiring momentum is still strong, and fast-growing companies across industries are continuing to expand their teams. Whether they’re scaling their platforms, entering new markets, or investing in long-term innovation, these organizations are actively looking for talent to support their next phase of growth.
Advia at Southwest Michigan Home & Garden Expo
Meet with local businesses in outdoor living, landscaping, home automation, security, remodeling, design and more. Enter for a chance to win four (4) tickets to The Home & Garden Expo, Southwest Michigan's premier home and garden event taking place March 13-15, 2026, at the Kalamazoo County Expo Center, or use discount code ADVIAMEMBER to get $2.00 off each ticket purchase.2
Advia Credit Union has teamed up with TurboTax3
Save 10% on TurboTax federal products. File confidently, whether an expert files for you, helps as you go, or you do your own taxes.
Mortgage Refinancing with Easy Steps and Extra Cash
Make the most of your home’s equity with a mortgage refinance from Advia. Refinance up to 95% of your home’s value to lower your monthly payment, access cash for renovations, or consolidate high‑interest debt. Enjoy competitive rates, a fast and free application, and the confidence of keeping your mortgage for the life of your loan.4
Give Yourself a Breather with Loan Skip Pay5
Looking for a way to save a little money after the holidays? With Loan Skip Pay,5 you can pause two monthly loan payments per year and use that cash for what matters most. It's easy, convenient, and designed to give you flexibility.
1 Introductory Annual Percentage Rate (APR) of 4.70% for the first 12 months is a promotional offer available for new HELOC applications or those refinancing an existing HELOC from another financial institution, provided the application meets the following qualifications: (1) minimum credit score of 700 at time of application, (2) combined Loan-to-Value (CLTV) of 70% or below, and (3) minimum line of $10,000 selected. (4) Member is Advantage Plus status at the time of application. Estimated monthly payment for a $10,000 HELOC during the introductory period for the following APR: 4.70% = $39.65 (interest only). Applicants that meet the first three qualifications but do not meet Advantage Plus Rewards qualifications will have an APR of 4.95% for the first 12 months. Following the promotional period of 12 months, the APR will revert to a variable rate, which is as low as 6.25% APR as of 02/16/2026, which may change quarterly based on an index of Prime Rate as stated in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to as low as the Prime index + or - a margin. An increase in the index will result in an increase to your APR (includes a lifetime interest rate cap of 8% over initial non-promotional loan rate). Variable rate tied to Prime Rate for both the draw and repayment periods; based on credit score of borrower(s) and CLTV of secured real estate at the time of application. No closing costs unless an appraisal is required for Home Equity Lines of Credit (HELOC). All offers and rates are subject to change at any time.
2 To enter the giveaway and for contest official rules, please visit https://woobox.com/r96ha4. The $2.00 discount is provided by The Home & Garden Expo as a benefit of membership with Advia Credit Union. Discount is not redeemable for cash. This offer may not be used in combination with other promotional offers. All offers and promotions are subject to change at any time.
3 Visit turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2025 federal products. Actual prices are determined at the time of print or e-file and are subject to change without notice. All features, services, support, prices, offers, terms and conditions are subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. All offers and rates are subject to change at any time.
4 Restrictions apply. All offers and rates are subject to change at any time. Offer may not be combined with any other promotion or discount. Terms are subject to credit and mortgage approval. Rate and terms may vary based on creditworthiness of borrower.
5 Two (2) skip payments are allotted within a rolling 12-month period. A process fee of $35 applies to each skipped loan unless prohibited by law. Skip payments are not available on Mortgages, Home Equity Loans or Lines of Credit, VELOCs (Visa Equity Line of Credit), Visa Credit Cards, Personal Lines of Credit, Leases, Business Loans, Business Lines of Credit, or any delinquent loan. Interest will continue to accrue and will be calculated on the outstanding balance. Skipped payments will extend the loan maturity date. All loans must be current to qualify (most recent monthly payment due paid in full). Skip payments are not permitted if the initial six (6) monthly payments have not been made. Skipped payments may reduce any Guaranteed Asset Protection (GAP) on protected vehicle loans. All other terms and provisions of original note remain unchanged and in full force and effect. All offers and rates are subject to change at any time.
