Home Mortgage Refinance
With the increasingly competitive housing market, finding a new home can be a challenge. Refinance up to 95% of your equity and make your current home your dream home.1
Are you considering refinancing your current Home Mortgage?
Our Mortgage Center experts are standing by, ready to connect with you — contact Mortgage Center online or call 800-450-5057.
Find the mortgage refinance option that works best for you.
FHA Mortgage
Great for first-time homebuyers who need a low down payment or those with less than perfect credit.
VA Mortgage
Saves you money on your Home Mortgage if you’re active military or a veteran.
PMI Saver Mortgage
Buy the house you want and avoid the extra cost of mortgage insurance.
Current Home Mortgage Rates
Refinancing your current mortgage has several benefits.
When you qualify to refinance your mortgage, you can save more money over time and pay off your mortgage quicker.
Lower Rates
Refinancing could lower your interest rate and improve your terms, reducing your monthly mortgage payment.
Eliminate PMI
If you have enough equity in your home, refinancing could eliminate private mortgage insurance (PMI) and lower monthly payment.
Shorten Your Term
Refinancing to a shorter-term loan could help you pay off your home sooner and save thousands over its lifetime.
Get Funds Needed
A homeowner with enough equity can use a cash-out refinance to fund renovations, pay off high-interest debt, or make a big purchase.
Do you have more questions about Mortgage Refinancing?
- Restrictions apply. All offers and rates subject to change at anytime. All loans subject to approval.
- $900 Closing Cost promotion is on purchase and refinance transactions and saves you $900 on your closed home loan. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between September 1, 2025 and December 31, 2025. Mortgage amount must be between $40,000 and $806,500 to be eligible. Mortgage rates current as of 08/25/2025, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30 year term and an amount of $225,000 at an interest rate of 6.375% and an APR of 6.518% has a payment of $1,403.71 with 0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Up to date rate information can be found at mortgagecenter.com/advia/rates/.
Offer applies to Residential Conventional First Mortgages financed with Mortgage Center and excludes FHA, VA, Hobby Farm, Right Choice, Non-Warrantable Condo, PMI Saver, Home Equity Loans and Lines of Credit. This offer can only be used once in a 24-month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply.
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