Community Newsletter
Welcome to our July 2025 Community Newsletter, celebrating our commitment to the neighborhoods we serve. Check back every month for highlights, content, and events throughout the community.
Congrats to Advia’s 2025 Youth Scholarship Winners
Advia is proud to celebrate its young members with higher education scholarships totaling $42,000. This year, a total of 32 graduating high school students were each awarded a $1,000 Youth Scholarship, while two additional students each received a $5,000 Scholarship as part of the Cheryl A. DeBoer Soar Higher Award.
We Would Love to Hear from You
Our mission is to provide financial advantages. If you’ve had a great experience with us, sharing your thoughts in a Google review helps others learn about what we do and supports our team. Your feedback means the world to us and helps us continue to grow and improve.
Play, Dine, Shop: Visa® $3K Giveaway
Make this summer one to remember! From July 1 to September 30, 2025, eligible purchases made with your Advia Visa® Credit or Debit Card could improve your chances at winning $3,000!1 Whether you're camping under the stars, grabbing ice cream on a hot day, or stocking up on summer essentials, your purchases count. Want to enter without making a purchase? See the official rules for a free entry method.
Now Hiring at Advia Credit Union
Advia Credit Union offers incredible growth opportunities to employees, encouraging continuing education options and providing an atmosphere where new ideas are encouraged in order to keep up with industry trends. View our open positions available and connect with us on Social.
Home Equity Line of Credit as low as 5.49% intro APR.2
Turn dreams to reality with a new Home Equity Line of Credit (HELOC) as low as 5.49% intro APR for 12 months with Advantage Plus Rewards.2 Available for new accounts or refinancing from another bank or credit union.
Upcoming Seminars & Events
Check out where we’ll be next. We’re proud to offer educational seminars and be active in our communities throughout Michigan, Illinois, and Wisconsin. View our calendar for a complete list of upcoming events!
1 TWO WAYS TO ENTER: Purchase Entry Method: An Advia CU member, who is the primary cardholder on their account, will receive one (1) automatic Sweepstakes entry, up to a maximum of ten (10) entries each week, when they make an eligible purchase with a valid Advia Credit Union Visa® Debit Card or Visa® Platinum Advantage Points, Fixed Rate, or Variable Rate Credit Card during the Sweepstakes Entry Period, in one of the following designated merchant category codes noted below: 7012 – Timeshares, 7032 - Sporting and Recreational Camps, 7033 - Trailer Parks and Campgrounds, 7997 - Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses), 7998 - Aquariums, Seaquariums, Dolphinariums, and Zoos, 7991 - Tourist Attractions and Exhibits, 7996 - Amusement Parks, Circuses, Carnivals, and Fortune Tellers, 7999 - Recreation Services (Not Elsewhere Classified), 5941 - Sporting Goods Stores, 5655 - Sports and Riding Apparel Stores, 5541 - Service Stations (With or without Ancillary Services), 5542 - Automated Fuel Dispensers, 5814 - Fast Food Restaurants, 5811 – Caterers, 5812 - Eating Places and Restaurants, 5912 - Drug Stores and Pharmacies, and 5122 - Drugs, Drug Proprietaries, and Druggist Sundries. Qualifying purchases will be limited to ten (10) per week. Entries received in excess of the allowable limit noted above will be void. Entries from unauthorized card use or purchases made on cards that are lost, stolen, or fraudulent credit or debit cards are void. To enter without any kind of purchase/payment/transaction or obligation: No purchase, payment, obligation, or card usage of any kind, necessary to enter or win. Limit of ten (10) mail-in entries per person per week. Non-purchase entries and purchase entries have an equal chance of winning. Sweepstakes entries are limited to no more than a combination of ten (10) per week regardless of entry method used throughout the Sweepstakes Entry Period. Prize awarded as one-time (1) deposit into Advia Credit Union Regular Savings Account. Ends September 30, 2025. Void outside of IL, MI & WI. Open to Advia Credit Union members in good standing who are legal residents of IL, MI & WI who are 18+ as of July 1, 2025. Void where prohibited. See Official Rules for complete details, retailer restrictions, and how to enter without making a purchase.
Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval. Equal Opportunity Lender. Federally Insured by NCUA.
2 Introductory Annual Percentage Rate (APR) of 5.49% for the first 12 months is a promotional offer available for HELOC applications submitted based on the following qualifications: (1) minimum credit score of 700 at time of application, (2) combined Loan-to-Value (CLTV) of 70% or below, and (3) minimum line of $10,000 selected. (4) Member is Advantage Plus status at the time of application. Estimated monthly payment for a $10,000 HELOC during the introductory period for the following APR: 5.49% = $46.33 (interest only). Applicants that meet the first three qualifications but do not meet Advantage Plus Rewards qualifications will have an APR of 5.74% for the first 12 months. Following the promotional period of 12 months, the APR will revert to a variable rate, which is as low as 7.00% APR as of 07/07/2025, which may change quarterly based on an index of Prime Rate as stated in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to as low as the Prime index + or - a margin. An increase in the index will result in an increase to your APR (includes a lifetime interest rate cap of 8% over initial non-promotional loan rate). Variable rate tied to Prime Rate for both the draw and repayment periods; based on credit score of borrower(s) and CLTV of secured real estate at the time of application.
Some products and services may vary based on geographical region. Offer and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.
