Checking Account Options
Your everyday deserves more. Open a free checking account that works as hard as you do. At Advia, our interest checking account options come with no monthly fees, no minimum balance, a free Visa® Debit Card, free Digital Banking, 35,000+ fee-free ATMs, and up to 5.00% APY with Advantage Plus Rewards.
Find the checking account made for your everyday life.
Every option here is a checking account with interest, so your money's always working. Whether you want a free checking account, a high yield checking account, or a simple no fee checking account, there's one built for the way you live.
Regular Checking is made for your everyday life.
Maximum convenience, zero hassle. An interest earning free checking account that makes banking fast and easy.
Earn up to
5.00% APY1
with Advantage Plus Rewards
- No minimum balance
- No monthly maintenance fee
- 35,000+ fee-free ATMs
- Find our routing number for easy direct deposit
Assurance Checking is made for keeping things simple.
Take the guesswork out of managing your money with a checking account that earns interest and skips the extras you don't need. It's a no monthly fee checking option built for peace of mind.
Earn up to
5.00% APY1
with Advantage Plus Rewards
- No Paper Checks
- No Courtesy Pay fees
- No minimum balance
Money Market Checking is made for earning a little more.
Don't settle for less. An interest bearing checking account that pays dividends every month.
Interest
Paid
Monthly
- $1,000 minimum balance to earn dividends
- Unlimited Checks
- Free Visa® Debit Card
Frequently Asked Questions
The best checking account depends on your real life. Choose Regular Checking for everyday convenience, Assurance Checking for simple no fee checking, or Money Market Checking to earn dividends on a higher balance. All three keep your money working with no monthly fees.
You can open a checking account online through Digital Banking in minutes, or schedule an appointment with our team. Choose Regular Checking, Assurance Checking, or Money Market Checking, then start earning with Advantage Plus Rewards.
Yes. You can open a joint checking account so two people can share access, deposits, and everyday spending. A joint checking account at Advia comes with the same real advantages as our other options, including no monthly fees, no minimum balance, and up to 5.00% APY with Advantage Plus Rewards.
A checking account is made for everyday spending, with a debit card, Digital Banking access, and quick access to your money. A savings account is made for setting money aside and growing it over time. With Advia, your everyday money doesn't have to sit still, because our interest checking account options let it earn up to 5.00% APY with Advantage Plus Rewards.
Yes. Both Regular Checking and Assurance Checking are no monthly fee checking options with no monthly maintenance fees and no minimum balance. You get the benefits of a no fee checking account while still earning interest with Advantage Plus Rewards.
A free checking account is an everyday account with no monthly maintenance fee and no minimum balance to open. With Advia, your free checking account also includes free online Digital Banking, a free Visa Debit Card, access to 35,000+ fee-free ATMs, and the chance to earn up to 5.00% APY with Advantage Plus Rewards.
Life happens here. We're ready when you need us.
Have questions about checking account benefits or which option is right for you?
- Annual Percentage Yield; subject to change. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications. All offers and rates are subject to change at any time. Restrictions apply.