1 Promotional Annual Percentage Rate of 1.99% is for an Auto Loan, new and transferred from outside institutions only at terms of 36-63 months. Offer also applies to loans currently held with Advia if refinanced with an additional minimum $5,000 to balance of outstanding loan. Longer terms may be subject to higher rates. Must apply between 11/23-12/5/2020 and close on or before 12/31/2020. Can’t be combined with any other discounts. Estimated monthly payment for $10,000 new vehicle loan for 63 months at 1.99% APR is $167.30. 2 Interest begins to accrue at the time of disbursement. 3 Annual Percentage Rate. 4 With qualifying new Auto, RV, or Holiday Signature Loan of $10,000 or more during promo period of 11/23 – 12/5/20 (with loan closing on or before 12/31/20), earn 1% of loan balance back as a deposit into Share Savings after three (3) successful, on-time loan payments made (cash back incentive up to $200). Loan application must be submitted online to qualify. Promo not available on credit card, lines of credit, real estate secured (including HELOC, home mortgage, mortgage refinance), or commercial loans. Offer also applies to loans currently held with Advia if refinanced with an additional minimum $5,000 to balance of outstanding loan along with combined new outstanding balance of $10,000 or greater. Offer and rates effective 11/23 - 12/5/20. Programs, rates, terms and conditions are subject to change at any time without notice; may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval. Advia is an Equal Opportunity Lender.