Visa® Platinum Variable Rate Credit Card

* Promotional Annual Percentage Rate on balance transfers made during the first 12 billing cycles after date of transfer during promotional period January 1, 2023 - March, 31 2023. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Following the promotional balance transfer period of 12 months, the Credit Card cash fixed APR of 8.90%-16.90% or Credit Card cash variable APR of 12.50%-18.00% will apply beginning the first day of new billing cycle. Failure to make the minimum periodic payment within 60 days from the due date during any card promotion, the non-promotional APR in effect on that account will be applied to the remaining promotional balance. If account is delinquent or over-limit at time of transfer, the promotional rate will not apply. Loans held with Advia are ineligible for this promotion. Must be 18 or older. Offer and rates effective January 1, 2023 - March, 31 2023 and subject to change at any time.