Auto Loan

Low rate Auto Loans.

When you buy a new vehicle or refinance your current auto loan, Advia can help you save big with low interest rate.

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Coverage Options
Dealer Partners
AutoSMART Shopping
Payment Calculators

Save up to 1% APR with Advantage Plus Rewards.

Members who qualify for Advantage Plus Rewards status can earn big rewards.2


Customize a vehicle or search the inventory of Advia’s numerous Dealer Partners. You can also research which make and model is best for you, then calculate the price and get pre-approved. Find and get pre-approved for anew vehicle all in one place.

Get the most out of your Auto Loan.

Maximize your experience and take advantage of these additional products and services.

Mechanical Breakdown Protection

Protect yourself from costly vehicle repairs.

Mechanical Breakdown Protection, powered by Route 66, can help you by covering most repair costs which may not be covered by an extended warranty.3

Debt Protection

Be prepare for the unexpected.

Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help safeguard your finances.

Guaranteed Asset Protection (GAP)

Be prepared, and be protected.

Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

  1. Interest begins to accrue at the time of disbursement.
  2. Annual Percentage Rate; subject to change. Advantage Plus Personal Loan rate reduction = 0.75% APR on personal loans for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
  3. Mechanical Breakdown Protection, powered by Route 66, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply.

Other restrictions may apply. All promotional offers and rates are subject to change at any time. All loans subject to credit approval.