Low-Rate Auto Loans

Whether buying a new vehicle or refinancing your existing auto loan, Advia Credit Union is the best place to get a car loan. You'll save big with a low interest rate and all the perks and advantages our members know and love.

Applying for a vehicle loan has never been faster or easier!

Unsure where to get a car loan? Find the perfect new or used vehicle with AutoSMART online shopping.

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Save up to 1% APR with Advantage Plus Rewards.

Members who qualify for Advantage Plus Rewards status can earn big rewards.2


The perfect vehicle is waiting for you! Customize a vehicle or search the inventories of Advia Dealer Partners in your area. You can also research which make and model is best for you, calculate the price, and get pre-approved on the spot. Finding the right vehicle and loan approval all in one place? Car shopping has never been simpler!

Get the most out of your Auto Loan.

At Advia, delivering financial peace of mind is crucial. That’s why we have multiple options available to protect your vehicle (and your wallet) against any unforeseen obstacles. Maximize your auto loan experience by taking advantage of these additional products and services.

Mechanical Breakdown Protection

Protect yourself from costly vehicle repairs.

Mechanical Breakdown Protection, powered by Route 66, can help you by covering most repair costs which may not be covered by an extended warranty.3

Debt Protection

Be prepare for the unexpected.

Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help safeguard your finances.

Guaranteed Asset Protection (GAP)

Be prepared, and be protected.

Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

  1. Interest begins to accrue at the time of disbursement.
  2. Annual Percentage Rate; subject to change. Advantage Plus Personal Loan rate reduction = 0.75% APR on personal loans for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
  3. Mechanical Breakdown Protection, powered by Route 66, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply.

Other restrictions may apply. All promotional offers and rates are subject to change at any time. All loans subject to credit approval.