Home Mortgage Loans

Whether you’re considering buying, building, or refinancing a home, we offer competitive mortgage rates and the advantages you’re looking for.

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Build your story with confidence.

Get $900 off closing costs on a new or refinanced Home Mortgage.1

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Ready to take the next step toward homeownership?

Together with our partner, Mortgage Center — a trusted mortgage provider — our team of experts is here to help you find the home mortgage solution that fits your needs.

Conventional Mortgage Options

Whether you’re purchasing your first home or your dream home, we have great options designed for you.

You Get
$900 Off
Closing Costs1

  • Fixed or adjustable rates available
  • Flexible terms
  • Competitive interest rates

One-Time Home Construction Loan 

Roll your mortgage and home construction costs into a single loan with just one monthly payment.

You Get
$900 Off
Closing Costs1

  • Pay only interest during the construction phase
  • After construction is complete, your loan automatically converts to a conventional mortgage — no need for a second closing

Refinance Your Current Mortgage

Looking to lower your payments, pay off your loan faster, or access your home’s equity as cash? Our refinancing options can help you reach your goals.

You Get
$900 Off
Closing Costs1

  • Fixed or adjustable rates available
  • Flexible terms
  • Low interest rates

Here's what members are saying.

"Very prompt at responding to all emails sent regarding questions or concerns."

S. Roman

"The service was excellent. All the people involved were very supportive, professional and diligent. I did not consider credit union initially, but David was so convincing in his first call to me. I am so glad that I decided to go through the process with Mortgage Center!"

A. Houenagnon

"You guys were wonderful and very quick about getting the mortgage done for me."

S. Cropsey

Unique Home Mortgage Solutions

Have a unique situation or need something different? With Mortgage Center, we can help you explore custom solutions for your home financing needs.

More Home Mortgage Options
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Still have questions about Home Mortgage Loans?

Our team is here to guide you. Reach out today for answers or to get started.

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  1. $900 Closing Cost promotion is on purchase and refinance transactions and saves you $900 on your closed home loan. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between September 1, 2025 and December 31, 2025. Mortgage amount must be between $40,000 and $806,500 to be eligible. Mortgage rates current as of 08/25/2025, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30 year term and an amount of $225,000 at an interest rate of 6.375% and an APR of 6.518% has a payment of $1,403.71 with 0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Up to date rate information can be found at mortgagecenter.com/advia/rates/.

Offer applies to Residential Conventional First Mortgages financed with Mortgage Center and excludes FHA, VA, Hobby Farm, Right Choice, Non-Warrantable Condo, PMI Saver, Home Equity Loans and Lines of Credit. This offer can only be used once in a 24-month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply.