PURCHASE, CONSTRUCTION & REFINANCE

We have the mortgage solution for you.

Whether you’re considering buying or building a new home, or refinancing one you already love, we offer the mortgage rates and advantages you’re looking for.
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Start earning cash back with Mortgage Advantage Bucks.

With Advantage Plus Rewards and your new Mortgage loan, you could earn monthly cash back that adds up annually to 0.25% of your outstanding mortgage balance.1

Must open new mortgage on or after February 1, 2023.

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Searching for the best mortgage option? We’ll help you get started. 

Finding the right mortgage solution has never been easier. Simply complete our quick online form and one of our Mortgage Center partner representatives will contact you shortly.

Together with our partner Mortgage Center, we have the right mortgage solution for you.

Our team of experts are always here to help.

Whether you're purchasing your first home or your dream home, we have great options for you.

  • Fixed or adjustable rates available
  • Flexible terms
  • Competitive interest rates
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Building a new home has never been easier. Roll your mortgage and home construction into one loan with one monthly payment.

  • Only pay interest during construction
  • Once complete, loan converts to a conventional mortgage automatically
  • Close only once
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Refinance your current mortgage for lower payments, faster payoff, or even access to cash equity.

  • Fixed or adjustable rates available
  • Flexible terms
  • Low interest rates
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Looking for a more unique mortgage solution?

With our partner Mortgage Center, we’ve got you covered!

Other Options

  1. Mortgage Advantage Bucks is a promotional offer tied to having an Advia Credit Union account meeting all following qualifications: (1) obtained first mortgage loan (applies to conventional residential first mortgages, FHA, and VA; excludes Home Equity Loans and lines of credit) with Advia Credit Union’s partner Mortgage Center on or after February 1, 2023, (2) must have met Advantage Plus Rewards criteria (see program details at adviacu.org/advantageplus) in the prior month to be eligible for the scheduled payout the following month, and (3) account is in good standing requirements as required to meet our Advantage Plus Rewards program criteria. When all qualifications are met, member will receive a promotional deposit into their primary share savings by the 15th of the month in an amount equivalent to 0.25% / 365 * # of days per month * prior month-end mortgage loan balance (payment example for $250,000 mortgage loan balance held within qualifying month with 30 calendar days = .0025/365*30*250,000 = $51.36). Promotional payout limited to only those months when all qualifications are met, up to concurrent twelve (12) payouts following month-end when mortgage loan is reported on Advia’s member operating system. Promotional deposits earned will be included in year-end 1099-INT. Promotional campaign effective February 1, 2023, and subject to change at any time. All loans subject to approval. Other restrictions may apply.