Types of mortgage loans to fit your life.
Advia Credit Union and our partner Mortgage Center offer different types of mortgage loans including conventional and FHA to VA home loans, jumbo options, and new construction. Whether you're a first time home buyer or making your next move, we'll help you find the right home mortgage loan option for your goals.
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What's a home mortgage loan?
A home mortgage loan is money you borrow to buy a home, then pay back over time with interest. Advia and our partner Mortgage Center give you access to different types of mortgage loans designed to fit your situation.
- Choose from fixed rate or adjustable rate mortgage options
- Multiple mortgage loan types including conventional, FHA, VA, and jumbo
- Flexible down payment options to fit your budget
- Free pre-approval in just 15 minutes
- Your mortgage is never sold — we're with you for the life of your loan
Why get a mortgage loan?
Choosing the right mortgage helps you manage costs, plan ahead, and move into the home you want. Here's why getting a home mortgage loan is a smart step.
- Build equity in your home over time instead of paying rent
- Compare different types of mortgage loans to find the right fit
- Lock in a monthly payment you can plan around
- Simplify the home buying process with one team from start to finish
- Explore options that could lower your down payment or remove PMI
Find the right type of mortgage for you:
Not sure what type of mortgage is best? Here’s a breakdown of different types of mortgages to help you compare your options. Our Mortgage Center experts can walk you through the different mortgage loan types to help find the right fit. Connect online or call 800-450-5057.
Conventional Mortgage
Our Conventional Mortgage comes with low rates, flexible terms, and great service
FHA Mortgage
A great option if you're a first-time homebuyer, need a low down payment, or are working with less than perfect credit
VA Mortgage
Designed to save you money on your home mortgage if you're active military or a veteran
PMI Saver Mortgage
A mortgage without PMI so you can buy the home you want and skip the extra cost of mortgage insurance
Jumbo Mortgage
Ideal when you're buying a higher priced home that needs a larger loan amount
Don't see the mortgage loan type you're looking for? See more home mortgage options.
Today's featured mortgage rates.
Explore today’s competitive mortgage rates available through Mortgage Center.
How to apply for a home mortgage loan.
Getting started is simple when comparing mortgage loan options and selecting from available types of mortgage loans.
Apply online or connect with a mortgage lender
Get pre-approved and determine your home buying budget
Compare mortgage loan options and select from available types of mortgage loans
Submit documentation, close on your home, and begin repayment
Estimate your monthly mortgage payment.
Use a mortgage calculator to compare the types of mortgages and estimate your monthly payment. This tool helps you see what different mortgage loan types look like for your budget.
Ready to find the right home mortgage for you?
Apply online to see which type of mortgage loan fits your goals, or reach out for help comparing your options.
Frequently Asked Questions
We offer conventional, FHA, VA, PMI saver, jumbo, and new construction mortgage loans. Each is designed for a different situation, so you can find the one that works best for you.
An FHA mortgage is often a good fit if you're looking for a lower down payment or have less-than-perfect credit. A conventional mortgage may work for you if you have strong credit and a larger down payment. We can help you decide which type of mortgage is best for your situation.
It depends on your credit profile, down payment, and goals. Knowing the different types of mortgage loans and how they work helps you pick the right one. Our team can walk you through every option.
Yes. Some options include our PMI saver mortgage, which lets you get a mortgage without PMI and potentially reduce your monthly payment.
Some programs may offset closing costs through credits or special offers. Ask our team about current home mortgage loan options, including any promotions that could help reduce your out-of-pocket costs.
Do you have more questions about purchasing a home or comparing different types of mortgage loans?
All offers and rates are subject to change at any time. Offer may not be combined with any other promotion or discount. Terms are subject to credit and mortgage approval. Rate and terms may vary based on creditworthiness of borrower. Other restrictions may apply.
Our partner, Mortgage Center, is ready to help you achieve your home goals! Please fill out the form below and a home financing expert will be in touch.
Our partner, Mortgage Center, is ready to help you achieve your home goals! Please fill out the form below and a home financing expert will be in touch.