Business CD Rates

View your current Business CD rates.

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
Regular CD 3-Month
1.440% 1.45% 1.70%
Regular CD 6-Month
1.638% 1.65% 1.90%
Regular CD 7-Month Promo***
5.223% 5.35%
Regular CD 12-Month
1.835% 1.85% 2.10%
Regular CD 21-Month Promo
3.494% 3.55%
Regular CD 24-Month
1.982% 2.00% 2.25%
Regular CD 36-Month
2.423% 2.45% 2.70%
Regular CD 48-Month
2.618% 2.65% 2.90%
Regular CD 56-Month Promo
3.735% 3.80%
Regular CD 60-Month
2.960% 3.00% 3.25%
*Annual Percentage Yield. APY based on funds retained on deposit for term of certificate. $500 minimum balance. 21 and 56-month promotional rate terms revert to non-promotional 24 and 60-month terms, respectfully, upon maturity; no additional Advantage Plus Rewards rate incentive may be applied. See Certificate of Deposit for details.
** Advantage Plus CD Rate Premium = 0.25% APY on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. See Certificate of Deposit for details. See adviacu.org/advantageplus for Advantage Plus qualifications. All offers and rates are subject to change at anytime.
*** Promotional rate effective January 22, 2024, and is subject to change at any time. 7-month promo rate terms to revert to non-promo 6-month terms upon maturity. No Advantage Plus Rewards incentive may be applied. See certificate for details. Subject to penalty for early withdrawal. See adviacu.org/7month for details.