Does a Non-Interest Savings account earn interest?

No. This account is designed to hold your money without earning interest, which makes it a simple, no-frills place to set funds aside.

What if I want my savings to earn interest?

If you'd rather grow your money, an interest-earning account is a better fit. Take a look at Regular Savings for an everyday option, or Advantage Plus High Yield Savings if you want to earn a higher rate when you meet Advantage Plus Rewards qualifications.

Is there a minimum balance or monthly fee?

No. A Non-Interest Savings account has no minimum balance and no monthly maintenance fee, so you can keep as much or as little set aside as you'd like.

Can I open a second savings account to keep funds separate?

Yes. Many members use a Non-Interest Savings account as a separate savings account to organize money by purpose, such as a specific bill or a set-aside fund.

Is my money safe in a Non-Interest Savings account?

Yes. Your funds are federally insured by the NCUA up to $250,000 per depositor, and you can access them anytime through Digital Banking.

Non-Interest Savings

Open an Account

Advia ClickSWITCH™

It's so easy to move your automatic payments and direct deposit to Advia.

Learn More

Advia Financial Advisors

Located at Advia Credit Union, Financial Professionals with our Advia Financial Advisors program offer a variety of insurance and investment products that complement those offered by the credit union.

Learn More