Garmin Pay

Launch Garmin Connect
Open the Garmin Connect app on your smartphone and make sure your compatible Garmin watch is connected.
Navigate to Garmin Pay
Tap on “More” in the app menu, then select “Garmin Pay.”
Begin Setup
Tap “Get Started” and choose your device from the list provided.
Create Your Wallet
Follow the on-screen instructions to set up your wallet. You’ll be asked to create a secure 4-digit passcode.
Add Your Card
Select the type of card you’d like to add, then enter your card details as prompted.
Agree to Terms
Review and accept your bank’s terms and conditions to proceed.
Verify Your Card
Complete the verification process, which may include a code sent by your bank.
Manage Your Wallet
Once setup is complete, you can view and manage your cards directly within the Garmin Pay section of the app.

Your watch is more than a timepiece—it's your wallet.