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Visa® Platinum Credit Card Rates

Rates effective as of April 4, 2020.

Platinum Advantage Points
Purchases as Low as
10.25% APR1
Transfers as Low as
10.25% APR1
Platinum Variable
Purchases as Low as
8.25% APR1
Transfers as Low as
8.25% APR1
Platinum Fixed Rate
Purchases as Low as
8.90% APR1
Transfers as Low as
8.90% APR1
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1 Rates vary based on creditworthiness of borrower(s) at time of application. Any increase or decrease in the Annual Percentage Rate will take effect on the first day of the following month's billing cycle. The maximum APR will be 18.00%.

Variable Rate Information – On variable rate programs, your Annual Percentage Rate may vary quarterly, and will be determined according to an index. The index is the highest Prime rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your Annual Percentage Rate is equal to - as low as Prime index + 5.00%. An increase in the index will result in an increase to your Annual Percentage Rate.