Current Visa® Platinum Rates

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Rates effective as of May 22, 2019.

  Introductory Offer

(Purchases and balance transfers made within the first six (6) months following card activation*)

 Annual Percentage Rate (APR)
on Purchases as low as**
Platinum Advantage Points 4.99% 12.50%
Platinum Variable 3.99% 10.50%
Platinum Fixed Rate 4.99% 8.90%
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*Introductory promotional offer on purchases made within (6) months of card issuance. Rate reverts to non-promotional stated rate on first day of new billing cycle following promotional period.

**Rates vary based on credit worthiness of borrower(s) at time of application. Any increase or decrease in the Annual Percentage Rate will take effect on the first day of the following months billing cycle. The maximum APR will be 18.00%.

Variable Rate Information – On variable rate programs, your Annual Percentage Rate may vary quarterly, and will be determined according to an index. The index is the highest Prime rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your Annual Percentage Rate is equal to - as low as Prime index + 5.00%. An increase in the index will result in an increase to your Annual Percentage Rate.