Visa^® Platinum Credit Card Rates

Rates effective as of January 21, 2022.

1 Fixed Card Annual Percentage Rate: 8.90% to 16.90%. Variable Cards APR: 8.25% to 18.00%. Penalties apply for late/missed payments. Variable Rate Information: On variable rate programs, your APR may vary quarterly. The index is the highest Prime Rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning 1/1, 4/1, 7/1 and 10/1. Your APR is equal to: as low as Prime index + 7.00%. An increase in the index will result in an increase to your APR. Rates vary based on creditworthiness of borrower(s) at time of application. Must be 18 or older to apply; subject to credit approval. 2 Promotional APR on balance transfers made during the first 18 billing cycles after date of transfer during promotional period 2/1/2020 - 9/30/2020. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Following the promotional balance transfer period of 18 months, the Credit Card cash fixed APR of 8.90%-16.90% or Credit Card cash variable APR of 8.25% to 18.00% will apply beginning the first day of new billing cycle. Failure to make the minimum periodic payment within 60 days from the due date during any card promotion, the non-promotional APR in effect on that account will be applied to the remaining promotional balance. If account is delinquent or over-limit at time of transfer, the promotional rate will not apply. Loans held with Advia are ineligible for this promotion. Offer and rates effective January 21, 2022 and subject to change at any time. Promotional rates and terms may vary based on creditworthiness of borrower. All loans subject to approval. Advia is an Equal Opportunity Lender.