Current Home Equity Line of Credit Rates

1 APR = Annual Percentage Rate. 2 Promotional APR on Advia’s Interest-Only Variable HELOC for the first 12 billing cycles after closing. Estimated monthly payment for a $10,000 HELOC during the promotional period for the following APRs: 1.99% = $16.35; 2.49% = $24.66; 3.49% = $28.68. Minimum credit score of 740. Following the promo period of 12 months, the APR will revert to a variable rate, which may change quarterly based on the value of an index of Prime Rate as stated in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to as low as the Prime index + or - a margin. Ask about current rates. An increase in the index will result in an increase to your APR (includes a lifetime interest rate cap of 8% over initial loan rate). Variable rate tied to Prime Rate for both the draw and repayment periods; based on credit score of borrower(s) and Combined Loan to Value (CLTV) of secured real estate at the time of application. Offer and rates effective January 23, 2021 and subject to change at any time. Floor rates and restrictions apply. All loans subject to credit approval.