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Routing Number: 272483633

Visa® Platinum Credit Cards

Make purchases, be rewarded, get cash worldwide, and earn $200 back.1 See Reviews | Write a Review
Get $200 back when you use your card1 Earn up to 3% back with the Advantage Points Card2 Pay no annual fee Receive free fraud monitoring Keep secure with Online Payment Protection with Visa® Secure Stay protected with mobile and email alerts

Earning Advantage Points is as easy as 3, 2, 1.

With the Visa® with Advantage Points Credit Card, it's easy to earn points on all your purchases. Points can be redeemed for cash or a variety of rewards.
Get 2%

3% back on dining & delivery2

Fast food, carryout, & dine-in plus delivery from Grubhub, DoorDash, UberEats, & more.3 points for every dollar spent.

Get 3%

2% back on gas
& grocery2

Gas stations & grocery stores plus grocery delivery services like Shipt, Instacart, & more.

2 points for every dollar spent.

Get 1%

1% back on all other purchases2

All other purchases; earn rewards every time you use your card.1 point for every dollar spent.

Choose the Visa® Card that works for you.

Visa® Platinum
with Advantage Points

Make Purchases, Get Rewards
3% back on dining & delivery2
2% back on gas & grocery2
1% back on all other purchases2
Purchase Rate As low as 13.25% APR3
Apply Today

Visa® Platinum
Variable Rate


Purchase Rate As low as 11.25% APR3
Apply Today

Visa® Platinum
Non-Variable (Fixed Rate)


Purchase Rate As low as 8.90% APR3
Apply Today

More ways to earn. Get $200 back.1

Use your new card for 20 purchases totaling at least $2,000 within your first two months.

Learn about the Visa® rewards members love.

Redeem your points on:
Get easy on-the-go account access with our Digital Banking App.

We have the features you want.

Your Advia Visa® Platinum Credit Card comes packed full of features, like 24/7 Account Access, CardSwap, and Mobile Wallet Solutions, to ensure managing your Credit Card is as simple as using it.
Access Visa Account

Access Visa Account

Manage your Visa Cards all in one place. Transfer existing cards, view account activity, pay bills, and more.

Access Account


Quickly update your Advia Card information for over 50 online shopping and streaming services.

Learn More
Mobile Wallet

Mobile Wallet

Upload your Card onto your
mobile wallet app to have
secure access anywhere you go.

Learn More

Visa® security at your fingertips.

Discover the ways we're keeping your account safe with text message security.
Advia Visa Platinum Credit Cards include ID Navigator Powered by NortonLifeLock.

Online Payment Protection.

Visa is constantly working to protect your payment information. Visa’s global fraud rate is less than six cents for every $100 transacted. Here are some ways Visa protects you from fraud when you shop online:

Device ID

When shopping online or using a mobile device, information about your device can help refine frauddetection analytics, making online purchaseseven safer.


Tokenization replaces your card information with a digital account number or “token" which doesn't carry specific card details; they can be used online or mobile devices to keep your payments secure.

Predictive Fraud Analytics

Visa's payments network uses advanced fraud monitoring systems to prevent fraud. Visa analyzes every transaction it processes and provides intelligence to identify fraud and stop it in its tracks.

Point-to-point Encryption

Encryption protects your data as it travels through payment systems by locking sensitive account info as it's being processed. The data can’t be read and reused if it is stolen or compromised.

Visa® Credit Card FAQs.

Frequently asked questions about Visa Advantage Points Rewards.
Is there a limit on rewards?
Yes, in each 3% and 2% back categories, rewards can be earned on aggregate purchases up to $1,500 made 10/1/22 – 12/31/22. After that, the standard 1% will be earned on purchases up to $10,000 monthly.
Can I earn rewards for dining even if I don't dine in?
Yes, restaurants - including fast food and carryout - qualify for rewards. This also includes restaurant delivery services.
Do meal box subscriptions qualify for grocery rewards?
Not at this time, however, you will still earn 1% back on these purchases.
How can I maximize how much I earn?
Use your card for in-person purchases, but don't forget about online, Mobile Wallet, online subscription, and Tap to Pay purchases. You can also use CardSwap to quickly update your card information on more than 50 popular online services.
Can I earn rewards on cash advances or balance transfers?
No, cash advances and balance transfers do not earn rewards.

Get the most out of your Advia Visa® Credit Card.

Maximize your cardholder experience and take advantage of these additional products and services.

Explore more great financial advantages.

No matter what your financial goals and needs may be, we have a solution that will work perfectly for you.