facebook pixel Visa® Platinum Cards | Advia Credit Union

Visa® Platinum Cards

Put the power of Visa® in your wallet.
Make purchases, pay bills or get cash worldwide.

Visa Platinum with Advantage Points

Visa Platinum with Advantage Points
Rewards 1% back on all purchases
5% back in select categories
Purchase Rate 4.99% APR*
Balance Transfer Rate 4.99% APR*
Balance Transfer Fee None
Annual Fee None
EMV Chip
Auto Rental Collision Insurance
Free Fraud Monitoring
Roadside Dispatch Protection
Online Purchase Protection with Verified by Visa®
Zero Liability Protection

Visa Platinum
Variable

Visa Platinum Low Rate
Rewards
None

Purchase Rate 3.99% APR*
Balance Transfer Rate 3.99% APR*
Balance Transfer Fee None
Annual Fee None
EMV Chip
Auto Rental Collision Insurance
Free Fraud Monitoring
Roadside Dispatch Protection
Online Purchase Protection with Verified by Visa®
Zero Liability Protection

Visa Platinum
Fixed Rate

Visa Platinum Fixed Rate
Rewards
None

Purchase Rate 4.99% APR*
Balance Transfer Rate 4.99% APR*
Balance Transfer Fee None
Annual Fee None
EMV Chip
Auto Rental Collision Insurance
Free Fraud Monitoring
Roadside Dispatch Protection
Online Purchase Protection with Verified by Visa®
Zero Liability Protection

*Introductory Annual Percentage Rate (APR) on purchases and balance transfers made during the first six (6) months from opening/ issuance of your card. On the first day of new billing cycle following promotional period of six (6) months for purchases and one (1) year on balance transfers your standard variable APR and fees will apply. Advia applies a penalty on promotional rates for late or missed payments. Variable Card APR will be 9.50% to 18.00%, based on your creditworthiness; this APR will vary with the market based on the Prime Rate. Fixed Card APR will be 8.90% to 16.90%, based on your creditworthiness. †Earn rewards when you use your card to make purchases; minus returns, credits and adjustments ("Net Purchases"). The following transactions are not considered Net Purchases and will not earn rewards: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Earn 1% cash back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. The minimum cash reward redemption in a single transaction is $50.00 and the maximum is $800.00. Rewards expire three years from the time they are earned. Advia is an equal opportunity lender. All loans subject to approval. Must be at least 18 years old to apply. Average national credit card interest rate provided by creditcards.com.

Rates vary based on credit worthiness of borrower(s) at time of application. Any increase or decrease in the Annual Percentage Rate will take effect on the first day of the following months billing cycle. The maximum APR will be 18.00%.

Variable Rate Information – On variable rate programs, your Annual Percentage Rate may vary quarterly, and will be determined according to an index. The index is the highest Prime rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your Annual Percentage Rate is equal to - as low as Prime index + 5.00%. An increase in the index will result in an increase to your Annual Percentage Rate.