Visa® Platinum Cards

Put the Power of Visa® in Your Wallet

Make purchases, pay bills, or get cash worldwide.
$0 balance transfer fee No annual fee – ever! Earn $50 when you use your card within 30 days1 Auto rental collision insurance Free fraud monitoring Zero liability protection Online purchase protection with Verified by Visa® Roadside dispatch protection
Apply Today See All Visa Card Options Balance Transfers

Visa® Platinum
with Advantage Points

Earn $50 after your first purchase1
Rewards:
Up to 5% back on
airline & gas purchases.
1% back on all other purchases2
Purchase Rate 4.99% Intro APR3
Balance Transfer Rate 4.99% Intro APR3
Apply Now

Visa® Platinum
Variable Rate

Earn $50 after your first purchase1

Rewards:
None

Purchase Rate 3.99% Intro APR3
Balance Transfer Rate 3.99% Intro APR3
Apply Now

Visa® Platinum
Fixed Rate

Earn $50 after your first purchase1

Rewards:
None

Purchase Rate 4.99% Intro APR3
Balance Transfer Rate 4.99% Intro APR3
Apply Now
See our current Visa® Platinum rates.

We Have the Features You Want

Your Advia Platinum Credit Card comes packed full of features, like 24/7 Account Access, CardSwap, and Mobile Wallet Solutions, to ensure managing your Credit Card is as simple as using it.
Access Visa Account

Access Visa Account

Manage your Visa Cards all in one place. Transfer existing cards, view account activity, pay bills, and more!

Access Account
CardSwap

CardSwap

Quickly update your Advia Card information for over 50 online shopping and streaming services.

Learn More
Mobile Wallet

Mobile Wallet

Upload your Card onto your
mobile wallet app to have
secure access anywhere you go.

Learn More

NEW! Visa® Alerts Now at Your Fingertips

Advia has recently partnered with Visa® to provide you a new online tool that allows you to get immediately notified when your Credit Card or Debit Card has been used for a purchase.

You set the guidelines of how and why you’ll get alerted. Plus, you can choose to be notified by text message or email. We suggest setting up all the following:

  • Purchases over a specified dollar amount
  • Purchases made outside the U.S.
  • Online & phone purchases (without your card being present)

Grab your card to enroll right now! It’s easy to get started.

Need easy on-the-go account access? Download our Digital Banking App.

Experience $0 Balance Transfer Fees

With $0 balance transfer fees and $0 annual fees, now is the time to bring over your high-interest credit and store cards. Members save an average $3,400 when they transfer their loans.4 Introductory APRs start as low as 3.99%.3 Just pick the card that fits your lifestyle and start saving!
Apply Today See All Visa Card Options See All Refinance Options

1 Offer valid starting 1/1/19 and subject to change. Offer not valid on new cards prior to 1/1/19. Limited to one per Credit Card account. Not valid on Business Visa or card reissues. Must make one purchase within 30 days of card issuance. $50 to be deposited into Savings Account within 45 days of meeting qualifications. 2 Earn rewards when you use your card to make purchases; minus returns, credits, & adjustments (“Net Purchases”). The following transactions are not considered Net Purchases & will not earn rewards: Balance Transfers & Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, & fraudulent transactions. 5% back rewards on up to $1,500 worth of qualifying airline & gas station transactions made on/between 04/01 – 06/30/19. Qualifying airline & gas station transactions must have required merchant code signifying the transaction for purchases for airline & gas station transactions (merchant codes 3000-3299, 4511, 4582, 5541, 5542). Purchases that exceed $1,500 in either category will earn the standard 1% back. Transactions within other establishments do not apply & we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify & bill transactions; however, we do reserve the right to determine which transactions qualify for the bonus rewards offers. Earn 1% cash back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. The minimum cash reward redemption in a single transaction is $50.00 & the maximum is $800.00. Rewards expire three years from the time they are earned. The Visa Cardholder Agreement can be viewed at adviacu.org. Allow up to two billing cycles for bonus rewards to post to account. Restrictions may apply. 3 Introductory Annual Percentage Rate (APR) on purchases and balance transfers made during the first six (6) months from opening/ issuance of your card. On the first day of new billing cycle following promotional period of six (6) months for purchases and one (1) year on balance transfers your standard variable or fixed APR and fees will apply. Advia applies a penalty on promotional rates for late or missed payments. Variable Card APR will be 10.50% to 18.00%, based on your creditworthiness; this APR will vary with the market based on the Prime Rate. The APR may vary quarterly, and will be determined according to an index. The index is the highest Prime rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to, as low as Prime index + 7.00%. An increase in the index will result in an increase to your APR. Fixed Card APR will be 8.90% to 16.90%, based on your creditworthiness. Rates vary based on creditworthiness of borrower(s) at time of application. Any increase or decrease in the APR will take effect on the first day of the following months billing cycle. The maximum APR will be 18.00%. 4 Estimated savings based on 2018 member savings. No additional Member Advantage Program or automatic payment discounts apply. Promotional offer excludes loans currently held with Advia Credit Union, as well as transferred mortgage, home equity, and business loans. Must be at least 18 years old to apply. All loans subject to approval. Advia is an Equal Opportunity Lender.