To allow Courtesy Pay to cover insufficient one-time Debit and ATM Card transactions, however, you must opt-in. In Digital Banking, select Cards > Overdraft Opt-In from the menu.
A fee of up to $34.50 will be charged each time Advia pays an overdraft, with no limit on total fees. Standard overdraft practices include the authorization and payment of overdrafts for checks, transactions made using a Checking Account, and automatic bill payments. Overdraft payments are made at Advia's discretion, and Advia makes no guarantee that a transaction will be authorized or paid. Advia will not authorize and pay overdrafts for ATM transactions or everyday Debit Card transactions, unless requested to do so. To remain in good standing, a Checking Account balance may not be negative for more than fourteen (14) days.