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Routing Number: 272483633

Overdraft Protection Options

Advia offers a variety of services to help avoid overdrafts and ensure your Debit Card transactions and checks process correctly.

Courtesy Pay

Courtesy Pay is an automatic, discretionary service for account holders in good standing (subject to a service charge). In the event your Available Balance is not sufficient to cover your checks, internet bill payments, and other pre-authorized payments, this service may help ensure the transaction is paid.

To allow Courtesy Pay to cover insufficient one-time Debit and ATM Card transactions, however, you must opt-in. In Digital Banking, select Cards > Overdraft Opt-In from the menu.

Overdraft Transfers

Overdraft Transfers within your account allow the transfer of funds from another share or Advanced Line of Credit to your Checking in the event your Available Balance is not sufficient to cover your transaction (subject to a service charge).

In Digital Banking, select Preferences > Overdraft Preferences from the menu to get started.