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Overdraft Protection

Avoid the hassle and embarrassment!

From time to time, it can happen – an accidental overdraft from your Checking or Debit Card transaction. We can help you avoid the hassle and embarrassment of a denied purchase – with the help of a Personal Line of Credit, linked balances available within your other accounts, and with our optional Courtesy Pay Protection.

With any of these options in place, you'll enjoy easy and simple access to money when you need it and never worry about having a purchase stopped at the merchant or incurring additional return check charges.

Apply for a fixed or variable rate line of credit that can easily be accessed online, and also protects your checking in case of an overdraft

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Set up your Checking to allow automatic transfers from other shares in case of an overdraft

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When your account is eligible for this optional coverage, we're able to protect your debit card purchases by covering your overdraft

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All loans are subject to approval. Line of credit and account to account transfers as well as Courtesy Pay privilege subject to applicable service charges when initiated by an overdraft. Courtesy Pay also is subject to periodic account review to assess eligibility. Advia Credit Union is an equal opportunity lender. Deposits federally insured to at least $250,000 per depositor and backed by the full faith and credit of the United States Government – NCUA.