Assurance Checking


With Advantage Plus Rewards.1

It's like getting a high-five every month.

Avoid overdrafts and save more with a free Assurance Checking account.

The best checking accounts in life are free. Our Assurance Checking is all the gain without any pain – of unwanted overdrafts! Earn great rewards and our best rates with this e-Checking option (no paper checks or paper statements).

Check Current Rates
Digital Banking
Direct Deposit
Savings Calculators

Our best Checking is even better: get paid up to two days early with Early Pay Advantage.

Direct deposit with Advia means accessing your payroll, social security, disability, pension, and tax returns even earlier! Having your money in hand earlier is another way to avoid accidental overdrafts. Simply have your direct deposit set up to your Advia account. No opt-in required.

Download our Digital Banking App.

Get easy on-the-go account access.

Explore other tools that also support your goals.

We offer a variety of financial services that may also help you save more and pay less.

EZ-Saver CD

Only $50 to get started with flexible terms and unlimited deposits.

Visa Credit Cards

Consider getting started with a low fixed-rate credit card.

Secondary Savings

Simply deposit a small amount weekly and watch it grow.

Annual Percentage Yield (APY) is accurate as of . The dividend declaration date is the last day of the dividend period and for the examples above is 12/31/2023.

  1. Annual Percentage Yield; subject to change. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
  2. Debit Card, Bill Pay, and ACH are offered on this account. Checks, Courtesy Pay overdraft protection, and Remote Deposit Anywhere (RDA) are not available for this product.

Dividends will be compounded and credited monthly based on daily average balance. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. There is no minimum balance required to open. A minimum average daily balance of $500.00 is required to earn dividends in the Assurance Checking Account.