1 Annual Percentage Rate is for new Advia loans and loans transferred from outside institutions into a $2,500+ Signature Loan. No more than 50% of aggregate refinanced loan amount may be currently held with Advia. 2 Interest begins to accrue at the time of disbursement. Applies to Auto, RV, and Signature Loans only 3 Annual Percentage Rate. 4 Variable rate product and APR may change quarterly based on the value of an index of Prime Rate as stated in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. APR is equal to: as low as Prime + 3.75%. An increase in the index will result in an increase to your APR. All offers and rates effective September 28, 2022 and subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. Must be 18 or older to apply. All loans subject to credit approval. Advia is an Equal Opportunity Lender.