- 12–60-month term based on the CD term. Fixed Annual Percentage Rate. No downpayment required. Estimated monthly payment for $10,000 loan for 48 months at 4.00% APR is $225.81. Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate. A full payment is due monthly; cannot come from a Savings Pledge.
All loans subject to approval. Rates and terms may vary based on creditworthiness of borrower.