Regular CD

1 Advantage Plus CD Rate Premium = 0.25% APY on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. 2 Annual Percentage Rate. 3 Annual Percentage Yield based on funds retained on deposit for term of certificate. $500 minimum balance. 4 APY based on funds retained on deposit for term of certificate. $500 minimum balance. Limited time offer subject to change. Promotional rate terms to revert to non-promotional 24-month terms upon maturity. No additional Advantage Plus Rewards rate incentive may be applied. 22-month promotional certificates may be non-IRA type only. See Certificate of Deposit for details. 5 APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. 6 A credit for the amount of service charges incurred, up to $10, will be applied to member's share account following month-end processing for months in which member qualifies as Advantage Plus status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month. 7 Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. All promotional offers associated with Advantage Plus are effective June 25, 2022 and are subject to change at any time. See adviacu.org/advantageplus for Advantage Plus qualifications. Dividends are compounded and paid monthly. Early CD withdrawal penalties may apply. Fees may reduce earnings on account. Click here to review service charges that may apply. Regular CD offers and rates are effective June 25, 2022, and are subject to change at any time. Federally Insured by NCUA. All loans subject to approval. Advia is an Equal Opportunity Lender.