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Routing Number: 272483633

Your Deposits are federally insured.

In addition to Advia’s soundness, you have additional protection working for you. Your deposits are federally insured to at least $250,000 per depositor. The National Credit Union Share Insurance Fund (NCUSIF) is administered by the National Credit Union Administration (NCUA), an arm of the United States Government. Here is a link to NCUA’s website which provides detailed information about your important and valuable insurance coverage. To estimate the coverage that you have available, visit NCUA’s Share Insurance Estimator page.
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Regular CD

It’s perfect timing to take advantage of high rates! See Reviews | Write a Review
$500 minimum deposit Flexible 3 to 60-month terms Interest paid monthly Earn an additional 0.25% APY with Advantage Plus Rewards1
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Advantage Plus Rewards

Current Regular CD rates.

Rates effective as of January 17, 2021.

60-Month
Base Annual Percentage Rate
0.549% APR2
Base Annual Percentage Yield
0.55% APY3
Advantage Plus Rewards as high as 0.80% APY4
48-Month
Base Annual Percentage Rate
0.399% APR2
Base Annual Percentage Yield
0.40% APY3
Advantage Plus Rewards as high as 0.65% APY4
36-Month
Base Annual Percentage Rate
0.349% APR2
Base Annual Percentage Yield
0.35% APY3
Advantage Plus Rewards as high as 0.60% APY4
24-Month
Base Annual Percentage Rate
0.300% APR2
Base Annual Percentage Yield
0.30% APY3
Advantage Plus Rewards as high as 0.55% APY4
12-Month
Base Annual Percentage Rate
0.200% APR2
Base Annual Percentage Yield
0.20% APY3
Advantage Plus Rewards as high as 0.45% APY4
30-Month Promo (Grow Smart) CD
Base Annual Percentage Rate
0.449% APR2
Base Annual Percentage Yield
0.45% APY3
N/A
6-Month
Base Annual Percentage Rate
0.100% APR2
Base Annual Percentage Yield
0.10% APY3
Advantage Plus Rewards as high as 0.35% APY4
3-Month
Base Annual Percentage Rate
0.050% APR2
Base Annual Percentage Yield
0.05% APY3
Advantage Plus Rewards as high as 0.30% APY4
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Advantage Plus Rewards

Earn more with Advantage Plus Rewards.

Members currently meeting Advantage Plus status will earn a CD rate premium of 0.25% APY on new or renewing CDs for the life of the CD.1 There are only 3 simple qualifications each month, and Members can earn:
3% APY

3%
APY on
Checking4

Advantage Bucks

Up to $10 Advantage Bucks Monthly5

Loan Rate discount

Up to 1%
APR Loan Rate
Discount6

CD Rate Premium

0.25% APY
CD Rate
Premium1

How to Qualify
Learn More
More About Advantage Bucks

Meet your savings goals quicker by earning more on your investments.

Open your new CD in Digital Banking, at your local branch, or by phone.
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Advia Member Regular CD Reviews

Julie
Review 5
Length of Use: 2 to 5 years

Best rates around!

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

1 Advantage Plus CD Rate Premium = 0.25% APY on new CDs opened on or after October 1, 2020 (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. 2 Annual Percentage Rate. 3 Annual Percentage Yield based on funds retained on deposit for term of certificate. $500 minimum balance. 4 Annual Percentage Yield to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however promotional rate will be paid on first Regular or Assurance Checking share ID only. 5 A credit for the amount of service charges incurred, up to $10, will be applied to member's share account following month-end processing for months in which member qualifies as Advantage Plus status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month. 6 Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only opened on or after October 1, 2020, for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. All promotional offers associated with Advantage Plus are effective January 17, 2021 and are subject to change at any time. See adviacu.org/advantageplus for Advantage Plus qualifications. Federally insured by NCUA. All loans subject to approval. Advia is an Equal Opportunity Lender.