Regular Certificate of Deposit (CD)

Grow your savings with Advia's high-yield CDs. Lock in a fixed rate for stability, even in volatile markets. Open a Certificate of Deposit with just $500 and start maximizing your money today!

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Earn up to 4.26% APY with Advantage Plus Rewards.1

Regular CD features you'll use:

Regular CD benefits you'll love:

Get bigger returns on your Regular CD with Advantage Plus Rewards

Earn CD interest rates well above the national average.

Advia Credit Union
21-Month Promo CD
4.26%
APY with Advantage Plus Rewards1

National Average
24-Month CD
2.23%
APY3

Unlock Advantage Plus Rewards status by using these great services and boost your Regular CD rate:

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Calculate your savings at maturity with a Regular CD.

The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.

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Annual Percentage Yield (APY) is accurate as of 06/17/2025

  1. Annual Percentage Yield of 4.26% to be paid on balances in 21-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.00%. APY is accurate as of 06/17/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 21-Month promo rate terms to revert to non-promo 24-Month terms upon maturity. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards for qualifications.
  2. Annual Percentage Yield of 4.00% to be paid on balances in 7-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 3.75%. APY is accurate as of 06/17/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 7-Month promo rate terms to revert to non-promo 6-Month terms upon maturity. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards for qualifications.
  3. Source: S&P Capital IQ Pro; SNL Financial Data. Calculations: FDIC. Savings and interest checking account rates are based on the $2,500 product tier, while money market and certificate of deposit rates represent an average of the $10,000 and $100,000 product tiers. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data (on-tenor maturities).