Credit Union Retirement Accounts
Build a secure financial future with Advia Credit Union's retirement accounts. Enjoy competitive rates, IRA tax advantages, and flexible retirement account options to help you reach your goals confidently. Whether you're looking for an IRA Savings Account or an IRA CD, we have the right fit.
Invest with a consistent return on your retirement savings account.
IRA Share Savings
Our IRA Share Savings account lets you save for retirement with no minimum balance requirement. It's a simple, flexible IRA savings account built for steady growth.
Interest
Paid
Quarterly
- Allowable contributions up to the annual IRA limit
- Earn interest on balances of $500 or more
IRA CDs: Traditional and Roth
Secure your retirement savings with a guaranteed return from an IRA certificate of deposit. Our Traditional and Roth IRA CD options offer competitive rates with flexible terms. Schedule an appointment today or visit your local branch.
Earn up to
4.51% APY1
with Advantage Plus Rewards
- Competitive IRA CD rates
- $500 minimum deposit
- Flexible 3 to 60-month terms
Use our retirement savings calculator to estimate how much you'll need.
Have questions about our credit union retirement accounts? We're here to help.
- Annual Percentage Yield of 4.51% to be paid on balances in 7-Month Promo CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.25%. APY is accurate as of 06/16/2026 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Early CD withdrawal penalties may apply. 7-Month Promo rate terms to revert to non-promo 6-Month terms upon maturity. $500 minimum balance. See adviacu.org/APlus for qualifications. All offers and rates are subject to change at any time. Restrictions apply.