Visa® Platinum Card Rates

View your current Visa Platinum Credit Card rates.

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Card Type Purchase APR* (as low as) Balance Transfer APR* (as low as)
Platinum Advantage Points
14.50% 0.00%
Platinum Variable
12.50% 0.00%
Platinum Fixed Rate
8.90% 0.00%

*Fixed Card Annual Percentages Rate: RatePlaceholder to RatePlaceholder. Variable Cards APR: RatePlaceholder to RatePlaceholder. Penalties apply for late and missed payments. Variable Rate Information: On variable rate programs, your APR may vary quarterly. The index is the highest Prime Rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to: as low as Prime index+ 7.00%. An increase in the index will result in an increase to your APR. Promotional APR on balance transfers made during the first 12 billing cycles after date of transfer during promotional period January 1 - March 31, 2023. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Following the promotional balance transfer period of 12 months, the Credit Card cash fixed APR of RatePlaceholderRatePlaceholder or Credit Card cash variable APR of Variable Cards APR: RatePlaceholderRatePlaceholder will apply beginning the first day of new billing cycle. Failure to make the minimum periodic payment within 60 days from the due date during any card promotion, the non-promotional APR in effect on that account will be applied to the remaining promotional balance. If account is delinquent or over-limit at time of transfer, the promotional rate will not apply. Loans held with Advia are ineligible for this promotion.

Must be 18 or older to apply. All offers and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.