Visa® Platinum Credit Cards

Get rewarded for your purchases, earn cash worldwide, and save on balance transfers.

With our Visa® Platinum Credit Cards you have more ways to earn. 

Earn $200 back by making 20 purchases totaling at least $2,000 with your new card within the first two months.1

  • 3% back on dining & delivery2
  • 2% back on gas & grocery2
  • 1% back on all other purchases2
  • Consolidate your outside balances to a lower rate.4
  • Pay no annual fee
  • Receive free fraud monitoring
  • Purchase rate as low as 8.90% APR3
  • Consolidate your outside balances to a lower rate.4
  • Pay no annual fee
  • Receive free fraud monitoring
  • Consolidate your outside balances to a lower rate.4

Earning Advantage Points is as easy as 3, 2, 1.

With the Visa® with Advantage Points Credit Card, it's easy to earn points on all your purchases. Points can be redeemed for cash or a variety of rewards.

3% back on dining & delivery

3 points for every dollar spent.

Fast food, carryout, & dine-in plus delivery from Grubhub, DoorDash, UberEats, & more.2

2% back on gas & grocery

2 points for every dollar spent.

Gas stations & grocery stores plus grocery delivery services like Shipt, Instacart, & more.2

1% back on all other purchases

1 point for every dollar spent.

All other purchases; earn rewards every time you use your card.2

Learn about the Visa® rewards members love.

Redeem your points on:

Travel
Merchandise
Events
Cash back & more
  1. $200 statement credit not valid on Business Visa, card reissues, or multiple cardholders. Must meet all qualifications in initial two (2) statement cycles following date of card issuance to receive credit of $200: 1) a minimum of 20 purchases and 2) aggregate purchases of at least $2,000; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Credit will be applied to member’s card account within 45 days of meeting stated qualifications. Offer valid October 1, 2019 and subject to change at any time.
  2. Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to $1,500 monthly in select categories made on/between October 1, 2022 - December 31, 2023. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812 and 5814). Purchases that exceed $1,500 monthly in promotional categories will earn the standard 1% back. A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $50.00 and the maximum is $800.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
  3. Annual Percentage Rate.
  4. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Loans held with Advia are ineligible for this promotion.
Must be 18 or older. All offers and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval.