Add GAP anytime.
We make it easy. Add GAP when you get your new loan and we'll make it part of your monthly payment.2 And it's never too late - even if you've already made your purchase. You can still add GAP by making a one-time payment.
Be prepared, be protected.
Right now, GAP is as low as $475. Standard GAP protects up to 84 months, or the end of the loan, whichever comes first.2 On average, GAP can cost you as low as $0.18 a day.
Plus, you may be eligible to receive a $25 discount if you qualify for Advantage Plus Rewards!3
Discover how $0.18 a day can protect your loan.
First, you will need to finance your replacement vehicle with Advia. This must occur no later than <strong>90 days </strong>after your Insurance Company’s settlement check is distributed for the total loss Auto or RV vehicle. When financing your replacement vehicle, you must let your loan officer know that you need a GAP claim on your new loan. After, Advia will file the additional claim on your behalf and will apply the funds to the principal balance of your new loan. Most qualifying GAP claims are paid within 7-10 business days.
- Your purchase of GAP Advantage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP Advantage. This information will include a copy of the GAP Waiver which will contain the terms and conditions of the GAP Advantage benefit. There are eligibility requirements, conditions, and exclusions, including a loan-to-value maximum that may cap the benefit you receive from GAP Advantage. You should carefully read your GAP Waiver for a full explanation of the benefits, rules, terms, and conditions of the program.
- Not available on Lease Loans.
- Must be qualified for Advantage Plus Reward Status at time of purchase to receive discount.