Guaranteed Asset Protection (GAP)

GAP protects you when your vehicle's value is less than the amount you owe.

Adding GAP insurance may reduce or eliminate the loan gap between the vehicle depreciation--what your insurance provider pays-- and what you owe on your loan if deemed a total loss due to accident or theft.1

  • Add to a new or current qualified loan2
  • Discounted even more with Advantage Plus Rewards3
  • $1,000 towards your next vehicle loan with Advia
Vehicles Covered
GAP Discount

Add GAP anytime.

We make it easy. Add GAP when you get your new loan and we'll make it part of your monthly payment.2 And it's never too late - even if you've already made your purchase. You can still add GAP by making a one-time payment.

New and used vehicles covered under GAP.2

Standard Vehicles

Power Sports



Be prepared, be protected.

Right now, GAP is as low as $549. Standard GAP protects up to 84 months, or the end of the loan, whichever comes first.2 On average, GAP can cost you as low as $0.21 a day.

Plus, you may be eligible to receive a $25 discount if you qualify for Advantage Plus Rewards!3


Discover how $0.21 a day can protect your loan.




84-month policy

Or $78.43


Or $6.55


Or $0.21



Have more questions about GAP?

Feel free to contact us any time and we'll walk you through your options.

Our standard GAP may be canceled within the first 60 days to receive a refund. Please <a data-gc-link="null" href="/landing/chatwithava">chat with a live agent</a> or <a href="" data-gc-link="" data-sf-ec-immutable="">give us a call</a> so we can assist further.

Explore more great financial advantages.

No matter what your financial goals and needs may be, we have a solution that will work perfectly for you.

Advantage Plus Rewards

Now there are even more pluses to having your Personal Checking with Advia.

Payment Protection

Help your family prepare for the unexpected. Protect your loan balance or loan payments to help safeguard your finances.

Loan Payment Options

Advia has multiple quick, easy options to make your next loan payment.

  1. Your purchase of GAP Advantage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP Advantage. This information will include a copy of the GAP Waiver which will contain the terms and conditions of the GAP Advantage benefit. There are eligibility requirements, conditions, and exclusions, including a loan-to-value maximum that may cap the benefit you receive from GAP Advantage. You should carefully read your GAP Waiver for a full explanation of the benefits, rules, terms, and conditions of the program.
  2. Not available on Lease Loans.
  3. Must be qualified for Advantage Plus Reward Status at time of purchase to receive discount.