You will love banking at Advia Credit Union.
Advia is member-owned, which means real advantages for you. From low rates to personalized banking solutions, you’ll experience the real difference a financial partner truly dedicated to you can make.
Better banking at your fingertips.
You'll get personalized service with cutting edge new technology designed to make your financial life even better.
- 24/7 Digital and Mobile Banking capabilities
- Over 35,000 fee-free ATMs and 5,000 shared branches nationwide
- Free credit score monitoring and fraud prevention in our app
- Easily send payments to friends and family
- Text alerts for loan payments, account balances, and fraudulent charges
Plus, get rewarded for being an active member and bonuses for referring others.
See what real people like you are saying about Advia.
Personalized service for a better banking experience.
Big On Service
Advia's services are similar to those of a big bank. However, unlike a big bank,
our only goal is to serve you and our community. Our wins are lower service charges,
better rates on deposits and loans, and free access to convenient services.
Real Advantages for Real People™
Advia’s mission is to provide financial advantages. We hold ourselves accountable to do what's right. Explore our Core Values to learn more about what we stand for.
NCUA Insured
Secured by National Credit Union Administration (NCUA) coverage, we can guarantee your
Advia Credit Union membership up to $250,000. Think of this as the same protection the
Federal Deposit Insurance Corporation (FDIC) provides to traditional banks, only with the added
benefit of a vested interest in you.
- Promotional Annual Percentage Rate on balance transfers for the Advia Platinum Advantage Points and Fixed Rate made during the first 12 billing cycles after date of transfer during promotional period 1/1/25 - 3/31/25. Promotional offer does not extend to Business Visa Platinum Credit Card. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Following the promotional balance transfer period of 12 months, the standard non-promotional APR will apply beginning the first day of new billing cycle. The non-promo APR for the Platinum Advantage Points and the Platinum Fixed Rate, is as low as 15.00% and 8.90% respectively. Failure to make the minimum periodic payment within 60 days from the due date during any card promotion, the non-promotional APR in effect on that account will be applied to the remaining promotional balance. If account is delinquent or over-limit at time of transfer, the promotional rate will not apply. Loans held with Advia are ineligible for this promotion. Rates as of 1/1/2025.
- Annual Percentage Yield; subject to change. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
- Annual Percentage Rate – subject to market rate adjustments (see online rate sheet for details and search by zip code). Estimated monthly payment for $10,000 new vehicle loan for 66 months at 5.99% APR is $178.18. Cannot be combined with any other discounts. All rates and offers subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. The Advantage Plus Personal Loan rate reduction will not apply beyond floor rate. All loans subject to approval.
- 20,000 bonus points valid only on Visa® Platinum Advantage Points Credit Card. Not valid on Visa® Business and Fixed Rate Credit Cards, card reissues, or multiple cardholders. Must meet all qualifications in initial sixty (60) days following date of card issuance to receive credit of 20,000 points: 1) aggregate purchases of at least $2,000, and 2) aggregate purchases must be made within the first sixty (60) days of card issuance; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Points will be applied to member’s point balance within 45 days of meeting stated qualifications.
- Offer for 1.00% rate discount is available on 15-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions when combined with Special Offer (*) below. Offer available for applications taken on or after 8/26/2024, and subject to change or end at any time. Mortgage amount must be between $40,000 and $766,550 to be eligible. Mortgage rates current as of 10/28/2024 and assumes a 15-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 6.50% and an APR of 6.736% has a payment of $1,742.21 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center and excludes all other mortgage products. *Special offer for 0.25% rate discount requires monthly direct deposit of at least $400 to an account maintained at Advia Credit Union. Offer available for applications taken on or after 8/26/2024, and subject to change or end at any time.
- New member account to be opened with New Member Code NM1000 or by gaining membership through an indirect loan (at auto/RV dealership); offer not valid for current or previous members. New Loan must be funded and/or must qualify for Advantage Plus Rewards on Checking within 90 days of membership; Mortgage must close within 120 days. $500 deposited into Share Savings for funded & disbursed mortgage of $125K or more. $250 deposited in Share Savings for Advantage Plus Rewards qualification; see details: Advantage Plus Rewards. $250 deposited into Share Savings for funded & disbursed Home Equity Line of Credit, personal term Auto, RV type, or Signature loan of $10K or more. If a new account is opened via an indirect relationship (at an auto/RV dealership), the initial indirect loan obtained to open an account does not qualify for this incentive, to earn the $250, it must be for an additional loan. Incentive(s) paid within 45 days following month-end reporting showing qualification(s) have been met. Full account relationship must be in good standing at the time of incentive payout to qualify; if the account is closed within six (6) months of incentive payout, funds equal to incentive(s) paid may be withheld prior to account closing; incentives will be reported to the Internal Revenue Service. All loans and offers are subject to credit approval and are subject to change at any time.