Where real people bank.

If you live or work in the area, you can join Advia Credit Union.

Real member advantages.

Advia is here to serve real people like you. As a not-for-profit financial cooperative, earnings go back to you in the form of lower fees, better rates, and new product offerings.


Earn 5.00% APY1 on Checking when you meet Advantage Plus Rewards qualifications. It's like getting a high-five every month.

Advantage Plus High Yield Savings

Earn 5.00% APY2 on High Yield Savings when you meet Advantage Plus Rewards qualifications. Elevate your savings.

6-Month CD

Earn as high as 5.06% APY3 when you meet Advantage Plus Rewards qualifications. Speed up your savings.

Lower Loan Rates

Pay less on personal and vehicle loans, home equity and mortgage options.

Advia Credit Union is yours, really.

At Advia, we work for you. We’re member-owned and member-focused, which means we’re here to promote your financial well-being. It’s our goal to help make banking with us easier in every way. That means effortless enrollment, easy access to 24-Hour Digital Banking, and real financial advantages.

“Advia hands down is the best financial institution to keep your money in if you're a regular Joe. Their rates are competitive and the fees are understandable… I would tell anyone asking where to open an account to bank with Advia.” ~ Andrew W.

Become a member today, it’s easy!

Advia is an inclusive community credit union, not an exclusive club. Anyone living or working in these counties can join!

  • Dane
  • Green
  • Jefferson
  • Kenosha
  • Milwaukee
  • Racine
  • Rock
  • Walworth
  • Waukesha
  • Boone
  • Cook (north of Irving Park Road)
  • DuPage
  • Kane
  • Lake
  • McHenry
  • Winnebago
  • All counties in the lower peninsula

1,000 more reasons to join.

As a new member, you could earn up to $1,000 simply by transferring your personal banking needs to Advia. The more accounts you bring over, the greater your rewards.

Earn $500

With your Mortgage for $125,000 or more.4

New or refinanced.

Earn $250

With an Auto, HELOC, RV, or Personal Loan for $10,000 or more.4

New or transferred.

Earn $250

When you open a Checking Account and reach Advantage Plus status.4

Multiple options.

Get started by using the promo code NM1000 when you open your new account, either online, over the phone, or at your local branch. Once you're a member, open a Checking account, apply for a new or refinanced Mortgage, and/or apply for a Loan to start earning your rewards. The advantages add up fast.

“I never would have thought I'd love a bank so much… I know they are always looking out for me. For the longest time I banked with [A BIG BANK]. Terrible experience. These folks have me for life!” ~ Mary S.

Everything banking should be.

Advia is proud to do banking differently. Our expansive product and service offerings are designed to impact your financial life for the better. To that end we offer you:

  • 24/7 digital and mobile banking capabilities
  • Competitive rates for Home Mortgage, Refinancing, and Home Equity Loan options
  • Low rates on Auto, Personal, and Business Loans
  • Excellent rates on Visa® Platinum Credit Cards: Fixed rate or Advantage Points
  • Returns on your investment with IRAs, Ultimate Savings, and CD options
  • 35,000+ fee-free ATMs and 5,000 shared branches nationwide

We’re always there for you, wherever you are.

Advia always provides personalized and helpful service so you enjoy a positive banking experience.

Big On Service

Advia's services are similar to those of a big bank. However, unlike a big bank, our only goal is to serve you and our community. Our wins are lower service charges, better rates on deposits and loans, and free access to convenient services.

Real Advantages for Real People™

Advia’s mission is to provide financial advantages. We hold ourselves accountable to do what's right. Explore our Core Values to learn more about what we stand for.

NCUA Insured

Secured by National Credit Union Administration (NCUA) coverage, we can guarantee your Advia Credit Union membership up to $250,000. Think of this as the same protection the Federal Deposit Insurance Corporation (FDIC) provides to traditional banks, only with the added benefit of a vested interest in you.
  1. Annual Percentage Yield; subject to change. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
  2. Annual Percentage Yield of 5.00% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an Annual Percentage Yield of 1.00%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
  3. Annual Percentage Yield of 5.06% to be paid on balances in 6-Month CD when account activity meets qualifications as Advantage Plus Rewards at time of opening. Account activity that does not meet Advantage Plus Rewards qualifications will earn an APY of 4.80%. APY is accurate as of 4/12/2024 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. $500 minimum balance. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
  4. New member account to be opened with New Member Code NM1000 or by gaining membership through an indirect loan (at auto/RV dealership); offer not valid for current or previous members. New Loan must be funded and/or must qualify for Advantage Plus Rewards on Checking within 90 days of membership; Mortgage must close within 120 days. $500 deposited into Share Savings for funded & disbursed mortgage of $125K or more. $250 deposited in Share Savings for Advantage Plus Rewards qualification; see details: Advantage Plus Rewards. $250 deposited into Share Savings for funded & disbursed Home Equity Line of Credit, personal term Auto, RV type, or Signature loan of $10K or more. If a new account is opened via an indirect relationship (at an auto/RV dealership), the initial indirect loan obtained to open an account does not qualify for this incentive, to earn the $250, it must be for an additional loan. Incentive(s) paid within 45 days following month-end reporting showing qualification(s) have been met. Full account relationship must be in good standing at the time of incentive payout to qualify; if the account is closed within six (6) months of incentive payout, funds equal to incentive(s) paid may be withheld prior to account closing; incentives will be reported to the Internal Revenue Service. All loans and offers are subject to credit approval and are subject to change at any time.