Visa® Platinum Fixed Rate Credit Card
Save more with a lower rate.
- Get $200 back when you use your card1
- Transfer outside balances to a lower rate and save on interest2
- No annual fee
- Free fraud monitoring
- Online Purchase Protection with Visa® Secure
- Mobile and email alerts
- Simple and secure Card Management
Easy to use resources and tools to manage your account.
Report Fraudulent Activity
If you notice suspicious or potentially fraudulent activity on your account, please contact us immediately. If contacting us during normal business hours, please call 844.238.4228. Outside normal business hours, please call 833.371.8977.
Report Lost/Stolen Card
Can’t find your card? Don’t delay – if you think your card may be lost or stolen, report it to us immediately at 844.238.4228 We can place a temporary hold on your card while you look for it or cancel it so you can get a new instantly issued card at any of our branch locations.
Travel Notification
Keep your card secure by setting up travel notifications using Card Management in Digital Banking. It’s quick, easy, and ensures uninterrupted card use while you're away. You may also call 844.238.4228 or visit us at any branch.
- $200 statement credit not valid on Business Visa, card reissues, or multiple cardholders. Must meet all qualifications in initial two (2) statement cycles following date of card issuance to receive credit of $200: 1) a minimum of 20 purchases and 2) aggregate purchases of at least $2,000; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Credit will be applied to member’s card account within 45 days of meeting stated qualifications.
- A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Current loans held with Advia are ineligible for this promotion.
- Transfer outside debt to an Advia Visa Platinum Fixed Rate Card with an APR as low as 8.90% - 16.90% and you could save up to half-off (1/2 off) your current rate. APR will not increase while the plan is open. Call 844.238.4228 for details. The average national credit interest rate is 20.6% APR according to https://www.creditcards.com/news/rate-report/ as of May 3, 2023. Current loans held with Advia are ineligible for this promotion. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account.
- A credit for the amount of service charges incurred, up to $10, will be applied to member’s share account following month-end processing for months in which member qualifies as Advantage Plus Rewards status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month.
Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.