Visa® Platinum Advantage Points Credit Card
Every day is more rewarding.
- Earn up to 3% back1
- Get 20,000 points after spending $2,000 in the first 60 days2
- $0 annual fee
- Free fraud monitoring
- Online Purchase Protection with Visa® Secure
- Mobile and email alerts
- Simple and secure Card Management
LIMITED-TIME: Earn 500 bonus points.3
Explore your points, redemption options, and more before 12/31/2024.
Click My Cards > Card Management > Visa Advantage Points Credit Card in Digital Banking.
Valid 10/22/24-12/31/24. Earn one time per member per card.
Easy to use resources and tools to manage your account.
Report Fraudulent Activity
If you notice suspicious or potentially fraudulent activity on your account, please contact us immediately. If contacting us during normal business hours, please call 844.238.4228. Outside normal business hours, please call 833.371.8977.
Report Lost/Stolen Card
Can’t find your card? Don’t delay – if you think your card may be lost or stolen, report it to us immediately at 844.238.4228. We can place a temporary hold on your card while you look for it or cancel it so you can get a new instantly issued card at any of our branch locations.
Travel Notification
Keep your card secure by setting up travel notifications using Card Management in Digital Banking. It’s quick, easy, and ensures uninterrupted card use while you're away. You may also call 844.238.4228 or visit us at any branch.
<p>You can redeem your points by logging in to Digital Banking, selecting 'My Cards', and clicking on 'Visa Advantage Points Credit Card' under ‘Card Management.’ From there, you can browse and redeem rewards directly.</p>
- Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to $1,500 monthly in select categories made on/between October 1, 2022-December 31, 2024. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812, 5813, and 5814). Purchases that exceed $1,500 monthly in promotional categories will earn the standard 1% back. A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $50.00 and the maximum is $800.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
- 20,000 bonus points valid only on Visa(R) Platinum Advantage Points Credit Card. Not valid on Visa(R) Business, Fixed Rate, and Variable Rate Credit Cards, card reissues, or multiple cardholders. Must meet all qualifications in initial sixty (60) days following date of card issuance to receive credit of 20,000 points: 1) aggregate purchases of at least $2,000, and 2) aggregate purchases must be made within the first sixty (60) days of card issuance; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Points will be applied to member’s point balance within 45 days of meeting stated qualifications.
- Bonus points will be credited to eligible accounts within 45 days of qualifying activity. Offer valid for current Visa® Advantage Points Credit Card cardholders who log in to the Amplifi Rewards platform on or before 12/31/24. New cardholders must log in to the Amplifi Rewards platform within 90 days of card account opening to earn 500 bonus points. Bonus points are subject to the terms and conditions of the Amplifi Rewards program. Offers may be modified or withdrawn at any time. Other restrictions may apply.
Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.