Retirement Account

Retirement Account (IRA) Certificates of Deposit (CD) Rates (also available as Roth type)

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
IRA CD 60-Month
2.227% 2.25% 2.50%
IRA CD 48-Month
1.884% 1.90% 2.15%
IRA CD 36-Month
1.687% 1.70% 1.95%
IRA CD 24-Month
1.243% 1.25% 1.50%

IRA CD 14-Month Promo

5.128% 5.25%

IRA CD 12-Month
1.094% 1.10% 1.35%
IRA CD 6-Month
0.896% 0.90% 1.15%
IRA CD 3-Month
0.698% 0.70% 0.95%
*Annual Percentage Yield. $500 minimum balance.
**Advantage Plus CD Rate Premium = 0.25% APY on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. Subject to penalty for early withdrawal. All rates and promotional offers associated with Advantage Plus are subject to change at any time. 14-month promotional rate term revert to non-promotional 12-month term, respectfully, upon maturity. No additional Advantage Plus Rewards rate incentive may be applied. See for Advantage Plus qualifications.