Retirement Account

Retirement Account (IRA) Certificates of Deposit (CD) Rates (also available as Roth type)

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
IRA CD 60-Month
2.227% 2.25% 2.50%
IRA CD 48-Month
1.884% 1.90% 2.15%
IRA CD 36-Month
1.687% 1.70% 1.95%
IRA CD 24-Month
1.243% 1.25% 1.50%
IRA CD 12-Month
1.094% 1.10% 1.35%
IRA CD 6-Month
0.896% 0.90% 1.15%
IRA CD 3-Month
0.698% 0.70% 0.95%
* Annual Percentage Yield.
** Advantage Plus CD Rate Premium = 0.25% APY on new CDs opened (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. See for Advantage Plus qualifications. Fees may reduce earnings on account. Click here to review service charges that may apply. Minimum balance to open a Regular CD is $500; EZ-Saver CD is $50. Certificate of Deposit promotional rates and terms revert to non-promotional terms upon maturity. All offers and rates are subject to change at any time.