Welcome to the brand-new P2P experience.
Schedule, view, and edit one-time & recurring payments.
Split payments between multiple people.
Add emojis to messages and more.
Coming Soon - Import friends and family from your contact list.
Frequently asked questions.
Recurring payments will not transfer over. Users will have to manually add their recurring payments into the platform to ensure the timely processing of their upcoming transactions.
No. Existing P2P users will need to re-enroll and create new accounts. Their previous accounts will not transfer over.
P2P functions similarly to a cash transfer service and is meant to send money to a trusted person. It is not intended to be used to pay for goods and/or services.
Unfortunately, no. At this time, international phone and routing numbers are not supported.
Yes. Daily limits are set at $1,500 for existing P2P users (those previously enrolled before June 30, 2022) and $500 for new P2P users. Existing P2P members will be able to transfer up to $1,500 per day and a total of $5,000 within a week/per month. New P2P members will be able to transfer up to $500 per day and a total of $1,500 within a week/per month.
If the recipient enters their debit card information, the transfer is instant. However, if they enter their account information and routing number, the transfer may take up to 2-3 business days. In this option, the transfer is converted to an ACH payment.
No, members will not need to have an Advia Debit Card to utilize P2P payments. However, they will need to be enrolled in Digital Banking to access the platform and conduct transactions.
No. The payer must be a member, the recipient does not need to be a member. As long as the payer has the recipient's email or mobile phone number, they should be able to send money. The receiving financial institution must accept P2P-type payments in order for the recipient to receive. If they do not, the recipient will receive an error.
If a P2P recipient requires a new payment link, a payer may cancel the scheduled P2P payment and then send a new one. For additional security, the payer can create a custom security question and answer that only the recipient of the payment will be able to answer. If the payer would like to cancel the payment within 7 days of sending and the recipient has not accepted the funds, Advia can cancel the payment and the funds will be instantly returned.