Early Pay Advantage

Get paid up to two days in advance with Early Pay Advantage.

Direct deposit with Advia means accessing your payroll, social security, disability, pension, and tax returns even earlier. If you already have direct deposit with Advia, you're all set.

Delays can occur due to federal holidays or for deposits that are posted on a Monday or Tuesday.

No opt-in needed.

We make it easy to access your money with no additional hoops.

Digital Banking Alerts

Digital Banking alerts notify you via SMS or email when your money is available. Not yet enrolled? Sign up today.

Advantage Plus Rewards

Recurring direct deposits help you earn Advantage Plus Rewards.

Avoid Overdrafts

You work hard for your money. Having your funds in hand sooner helps you avoid unwanted fees and accidental overdrafts.

Early Pay Advantage will allow most members to receive their payroll, social security, tax refunds and pension deposits up to 2 business days early. However, the ability to receive a payroll direct deposit early is dependent on the payer. If the payment is submitted as either a same-day ACH entry or an entry that settles the next day, you will get paid more closely to the normal settlement date or on the normal settlement date for the ACH transaction.

Early access to direct deposit funds through Early Pay Advantage is not guaranteed and depends on when Advia receives payment information from the payer. Eligible direct deposits may be available before the scheduled payment date; however, deposit timing varies and may not occur early with every payment cycle. Members should not rely on Early Pay Advantage as a guaranteed service and should plan based on their scheduled payment date.