1. Home
  2. Current Rates
  3. Current Retirement Account Rates

Current Retirement Account Rates

Rates effective as of October 14, 2019.

IRA CDs

60-Month
1.982% APR
2.00% APY
Member Advantage Rewards as High as 2.10% APY
48-Month
1.638% APR
1.65% APY
Member Advantage Rewards as High as 1.75% APY
36-Month
1.392% APR
1.40% APY
Member Advantage Rewards as High as 1.50% APY
25-Month Promo*
2.227% APR
2.25% APY
Member Advantage Rewards
N/A
24-Month
1.095% APR
1.10% APY
Member Advantage Rewards as High as 1.20% APY
12-Month
0.898% APR
0.90% APY
Member Advantage Rewards as High as 1.00% APY
10-Month Promo*
2.129% APR
2.15% APY
Member Advantage Rewards
N/A
6-Month
0.499% APR
0.50% APY
Member Advantage Rewards as High as 0.60% APY
3-Month
0.150% APR
0.15% APY
Member Advantage Rewards as High as 0.25% APY

IRA Share Savings

Member Advantage Rewards as
High as 0.50% APY
APY 0.50%

Fees may reduce earnings on account. Click here to review service charges that may apply. Rates subject to change daily. Current Member Advantage Rewards (bonus above stated base rate) – Advantage Checking holders: CDs = 0.05%; Advantage Plus and e-Checking holders: Money Market Savings = 0.10%; CDs = 0.10%; Regular Checking = 2.95%. Bonuses exclude EZ Saver CDs and Money Market Checking. Early CD withdrawal penalties may apply. Minimum balance to open a Regular CD is $500. Minimum balance to open an EZ-Saver CD is $50.
Certificate of Deposit promotional rates and terms revert to non-promotional terms upon maturity. See certificate for details.
APY = Annual Percentage Yield. APR = Annual Percentage Rate.