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Routing Number: 272483633

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Current Retirement Account Rates

Rates effective as of November 28, 2021.

IRA CDs

60-Month
Base Annual Percentage Rate
1.193% APR1
Base Annual Percentage Yield
1.20% APY2
Advantage Plus Rewards as high as 1.45% APY3
48-Month
Base Annual Percentage Rate
0.946% APR1
Base Annual Percentage Yield
0.95% APY2
Advantage Plus Rewards as high as 1.20% APY3
36-Month
Base Annual Percentage Rate
0.747% APR1
Base Annual Percentage Yield
0.75% APY2
Advantage Plus Rewards as high as 1.00% APY3
24-Month
Base Annual Percentage Rate
0.449% APR1
Base Annual Percentage Yield
0.45% APY2
Advantage Plus Rewards as high as 0.70% APY3
12-Month
Base Annual Percentage Rate
0.349% APR1
Base Annual Percentage Yield
0.35% APY2
Advantage Plus Rewards as high as 0.60% APY3
30-Month Promo (Grow Smart) CD
Base Annual Percentage Rate
0.847% APR1
Base Annual Percentage Yield
0.85% APY2
N/A
6-Month
Base Annual Percentage Rate
0.200% APR1
Base Annual Percentage Yield
0.20% APY2
Advantage Plus Rewards as high as 0.45% APY3
3-Month
Base Annual Percentage Rate
0.150% APR1
Base Annual Percentage Yield
0.15% APY2
Advantage Plus Rewards as high as 0.40% APY3

IRA Share Savings

Advantage Plus Rewards as high as 0.40% APY3
0.40%APY2

1 Annual Percentage Rate. 2 Annual Percentage Yield. 3 Advantage Plus CD Rate Premium = 0.25% APY on new CDs opened on or after October 1, 2020 (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. See adviacu.org/advantageplus for Advantage Plus qualifications. Fees may reduce earnings on account. Click here to review service charges that may apply. Minimum balance to open a Regular CD is $500; EZ-Saver CD is $50. Certificate of Deposit promotional rates and terms revert to non-promotional terms upon maturity. All offers and rates are effective November 28, 2021 and are subject to change at any time. Federally Insured by NCUA.