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Routing Number: 272483633

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Current Retirement Account Rates

Rates effective as of January 23, 2021.

IRA CDs

60-Month
0.549% APR
0.55% APY
Member Advantage Rewards as High as 0.80% APY
48-Month
0.399% APR
0.40% APY
Member Advantage Rewards as High as 0.65% APY
36-Month
0.349% APR
0.35% APY
Member Advantage Rewards as High as 0.60% APY
24-Month
0.300% APR
0.30% APY
Member Advantage Rewards as High as 0.55% APY
12-Month
0.200% APR
0.20% APY
Member Advantage Rewards as High as 0.45% APY
30-Month Promo (Grow Smart) CD*
0.449% APR
0.45% APY
N/A
6-Month
0.100% APR
0.10% APY
Member Advantage Rewards as High as 0.35% APY
3-Month
0.050% APR
0.05% APY
Member Advantage Rewards as High as 0.30% APY

IRA Share Savings

Member Advantage Rewards as
High as 0.40% APY
APY 0.40%

Fees may reduce earnings on account. Click here to review service charges that may apply. Rates subject to change daily. Current Member Advantage Rewards (bonus above stated base rate) – Advantage Checking holders: CDs = 0.05%; Advantage Plus and e-Checking holders: Money Market Savings = 0.10%; CDs = 0.10%; Regular Checking = 2.95%. Bonuses exclude EZ Saver CDs and Money Market Checking. Early CD withdrawal penalties may apply. Minimum balance to open a Regular CD is $500. Minimum balance to open an EZ-Saver CD is $50.
Certificate of Deposit promotional rates and terms revert to non-promotional terms upon maturity. See certificate for details.
APY = Annual Percentage Yield. APR = Annual Percentage Rate.