Retirement Account
Retirement Account (IRA) Certificates of Deposit (CD) Rates (also available as Roth type)
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| Account Type | Dividend Rate (interest) | Base APY* | Advantage Plus Rewards APY** |
|---|---|---|---|
|
|
2.716% | 2.75% | 3.01% |
|
|
2.716% | 2.75% | 3.01% |
|
|
2.472% | 2.50% | 2.75% |
|
|
1.982% | 2.00% | 2.25% |
|
|
3.929% | 4.00% | 4.26% |
|
|
1.736% | 1.75% | 2.00% |
|
IRA CD 7-Month Promo*** |
3.687% | 3.75% |
4.00% |
|
|
1.490% | 1.50% | 1.75% |
|
|
1.292% | 1.30% | 1.55% |
*Annual Percentage Yield (APY) is accurate as of 06/17/2025 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Subject to penalty for early withdrawal. $500 minimum balance.
**Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. All rates and promotional offers associated with Advantage Plus are subject to change at any time. See Advantage Plus Rewards page for qualifications.
*** Promotional rate effective 06/17/2025, and is subject to change at any time. 7 and 21-month promo rate terms to revert to non-promo 6 and 24-month terms respectfully upon maturity. See certificate for details.
**Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. All rates and promotional offers associated with Advantage Plus are subject to change at any time. See Advantage Plus Rewards page for qualifications.
*** Promotional rate effective 06/17/2025, and is subject to change at any time. 7 and 21-month promo rate terms to revert to non-promo 6 and 24-month terms respectfully upon maturity. See certificate for details.