Current Personal Loan Rates

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Rates effective as of March 22, 2019.

Term APR As Low As*
12 Months 10.50%
24 Months 10.50%
36 Months 10.75%
48 Months 11.00%
60 Months 11.25%
72 Months* 12.00%
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Term Annual Percentage Rate
Up to 48 Months Share Secured 4.00% Current CD Rate + 2.00%
(min 4.00% APR)
48 Months Share Secured 4.50% Current CD Rate + 2.00% (min 4.50% APR)
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Term Fixed Rate
12 or 24 months 4.00%
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*Interest begins to accrue at the time of disbursement. All loan subject to approval. Rates and terms may vary based on credit worthiness of borrower. Member Advantage Program Current Discounts: eChecking & Advantage Plus Checking = 0.50%; Advantage Checking = 0.25%; Automatic monthly payment from Advia deposit account = 0.25%. Floor rates apply, and Member Advantage loan discount rewards not applicable to commercial loans, lines of credit, mortgage, home equity or Visa Credit Cards.