Routing Number: 272483633

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  3. Current Personal Loans and Lines of Credit Rates

Current Personal Loans and Lines of Credit Rates

Rates effective as of January 23, 2020.

Signature Loan

12 Months as Low as
8.99% Promo APR1
24 Months as Low as
8.99% Promo APR1
36 Months as Low as
8.99% Promo APR1
48 Months as Low as
8.99% Promo APR1
60 Months as Low as
8.99% Promo APR1
72 Months as Low as
12.00% Promo APR1

Share/Certificate Loan

Up to 48 Months
Share Secured 4.00%
Current CD Rate + 2.00%
(min 4.00% APR2)
48 Months
Share Secured 4.50%
Current CD Rate + 2.00%
(min 4.50% APR2)

Credit Builder Loan

12 or 24 Months
4.00% APR2

Smart Line of Credit

$500 to $2,500
Fixed 15.00% APR2

Advanced Line of Credit

$2,500 to $40,000
Variable as low as 8.50% APR3

1 Promotional Annual Percentage Rate of 8.99% and 12.00% is for new Advia loans and loans transferred from outside institutions. Offer and rates effective October 14, 2019 and subject to change at any time. Member Advantage Program Current Discounts: eChecking & Advantage Plus Checking = 0.50%; Advantage Checking = 0.25%; Automatic monthly payment from Advia deposit account = 0.25%. Member Advantage loan discount rewards not applicable to Commercial Loans, Lines of Credit, Mortgage, Home Equity or Visa® Credit Cards. 2 Annual Percentage Rate. 3 Annual Percentage Rate. Variable rate adjusted quarterly, set by Prime Rate as stated in Wall Street Journal. All loans subject to approval. Rates and terms may vary based on creditworthiness of borrower and subject to change at anytime. Floor rates apply. Advia is an Equal Opportunity Lender.