Current Personal Loans and Lines of Credit Rates
Rates effective as of July 16, 2019.
Signature Loan
|
12 Months as Low as
10.50% APR
|
|
24 Months as Low as
10.50% APR
|
|
36 Months as Low as
10.75% APR
|
|
48 Months as Low as
11.00% APR
|
|
60 Months as Low as
11.25% APR
|
|
72 Months as Low as
12.00% APR
|
Share/Certificate Loan
|
Up to 48 Months
Share Secured 4.00%
Current CD Rate + 2.00%
(min 4.00% APR) |
|
48 Months
Share Secured 4.50%
Current CD Rate + 2.00%
(min 4.50% APR) |
Credit Builder Loan
|
12 or 24 Months
4.00% APR
|
Smart Line of Credit
|
$500 to $2,500
Fixed 15.00% APR
|
Advanced Line of Credit
|
$2,500 $40,000
Variable as low as 9.25%**
|
*Interest begins to accrue at the time of disbursement. All loans subject to approval. Rates and terms may vary based on creditworthiness of borrower. Member Advantage Program Current Discounts: eChecking & Advantage Plus Checking = 0.50%; Advantage Checking = 0.25%; Automatic monthly payment from Advia deposit account = 0.25%. Floor rates apply, and Member Advantage loan discount rewards not applicable to Commercial Loans, Lines of Credit, Mortgage, Home Equity or Visa® Credit Cards.