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Loan Skip Pay

Loan Skip Pay

We understand that life happens. That's why we offer members the ability to skip one (1) loan payment a year on qualifying loans.*

Skip your current payment for only $25.* One skip payment is allotted within a 12-month period and cannot be permitted if the initial six (6) monthly payments have not been made. Skip payments are not eligible on Mortgages, Home Equity Loans or Lines of Credit, VELOCs (Visa Equity Line of Credit), Visa Credit Cards, Personal Lines of Credit, Business Loans, Business Lines of Credit, or any delinquent loan.

Skip My Loan

Options to process your Loan Skip Payment request:

  • 1
    Option 1
  • 2
    Option 2
Digital Banking

Log in to Digital Banking

Select Services from the drop down menu, then Loan Skip Payment. This option is simple and can be used up to one (1) business day before your loan is due.

Skip Pay Screenshot
Print your form

Skip at a Branch

Simply bring in the following a minimum of five (5) business days before your loan is due.

1

Log in to Digital Banking

Select Services from the drop down menu, then Loan Skip Payment. This option is simple and can be used up to one (1) business day before your loan is due.

Skip Pay Screenshot

2

Skip at a Branch

Simply bring in the following a minimum of five (5) business days before your loan is due.

Have Additional Questions or Need More Assistance?

We're here to help! Simply call, 844.ADVIA.CU.

*A processing fee of $25.00 applies to each skipped loan unless prohibited by law. Skip payments are not eligible on Mortgages, Home Equity Loans or Lines of Credit, VELOCs (Visa Equity Line of Credit), Visa Credit Cards, Personal Lines of Credit, Business Loans, Business Lines of Credit, or any delinquent loan. Interest will continue to accrue and will be calculated on the outstanding balance. Skipped payments will extend the loan maturity date. All loans must be current to qualify (most recent monthly payment due paid in full). Skip payments are not permitted if the initial six (6) monthly payments have not been made. Skipped payments may reduce any GAP insurance claim on insured vehicle loans. All other terms and provisions of original note remain unchanged and in full force and effect.