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Loan Skip Pay

Loan Skip Pay - Put some extra cash in your pocket.

We understand that life happens and that is why we offer members the ability to skip one (1) loan payment a year on qualifying loans. Simply complete the loan skip payment request form below a minimum of five (5) business days before your loan is due. Skip payments are not eligible on mortgages, home equity loans or lines of credit, VELOCs (Visa Equity Line of Credit), Visa credit cards, personal lines of credit, business loans, business lines of credit or any delinquent loan. Our team will contact you within 2 business days via email to confirm your eligibility to skip your requested payment.

Please complete the secure form below to submit your request.

*Not applicable to credit cards, business loans, first or second mortgage loans, or personal lines of credit. All loans must be current to qualify (most recent monthly payment due paid in full). Form must be received five (5) business days prior to the due date of the month elected for skip pay and you can only complete one skip payment in 12 calendar months. At least one original signer on loan must sign this form to authorize skip payment. Skipped payment may reduce any GAP insurance claim on insured vehicle loans. Interest will continue to accrue and will be calculated on the outstanding balance. All other terms and provisions of original note remain unchanged and in full force and effect. Processing fee of $25 applies to each skipped loan unless prohibited by law.